Bank of America® Unlimited Cash Rewards for Students

Fees & Conditions

Annual Fee 0 $

Advantages

Welcome Bonus amount 200 $ Cash Back

Minimum Spending Required 1 000 $

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.5 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 1.5 %

Convenience Stores 1.5 %

Drugstores 1.5 %

Local Transport 1.5 %

Travel 1.5 %

Entertainment 1.5 %

Recurring Payments 1.5 %

Telecom/Internet 1.5 %

Streaming services 1.5 %

Online transactions 1.5 %

Office Supplies 1.5 %

Our review

Maximize Your Student Spending with the Bank of America Unlimited Cash Rewards® Credit Card for Students

2% cash back on every purchase during your first year
Then earn 1.5% unlimited cash back on all purchases thereafter
$200 online cash rewards bonus after you spend $1,000 in the first 90 days
0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post in first 60 days)
No annual fee and no expiration on your rewards as long as your account remains open

Perfect for students juggling textbooks, dining and everyday expenses, this card delivers straightforward, high‑value cash back without the hassle of categories or caps. Enjoy a rich sign‑up bonus, a full year of elevated earnings and a long 0% APR period to cover unexpected costs or consolidate balances interest‑free. Redeem your rewards anytime as a statement credit, direct deposit or retail gift card—no minimums required—and watch your cash back build alongside your credit history.

Terms apply. Ongoing APR after intro period: 18.24%–28.24% variable. Balance transfer fee: 3% of each transfer if completed within first 60 days (then 4%). See issuer for complete details.