Sapphire Reserve for Business℠

Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there’s no competition.
Earn 8x points on Chase TravelSM for airline tickets, hotels (including The EditSM), car rentals, cruises, activities and tours.
Earn 5x total points on Lyft rides through 9/30/27.
Earn 4x points on flights & hotels booked direct.
Earn 3x points on social media & search engine advertising.
Up to $300 in statement credits each anniversary year on travel purchases (flexible travel credit).
Complimentary access to the Chase Sapphire Lounge® by The Club network and Priority PassTM Select membership (2 guests free).
Member FDIC

Fees & Conditions

Annual Fee 795 $

Foreign Transaction Fee 0.00%

Purchase Rates 20,24 % - 26,24 % (Variable)

Cash Advance Rates 29,24 % (Variable)

Balance Transfer Rates 20,24 % - 26,24 % (Variable)

Advantages

Welcome Bonus amount 200 000 Points

Minimum Spending Required 30 000 $

Minimum Spending Timeframe (Months) 6 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 1 Point

Gas 1 Point

Dining and Food delivery 1 Point

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 1 Point

Travel 4 Points

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Our review

Elevate Your Business Travel with the Chase Sapphire Reserve® Business Card

80,000 bonus points after $5,000 in purchases within your first 3 months
3× points on travel and dining
1.5× points on all other purchases
$300 annual travel credit—automatically applied to any travel purchase
$120 Global Entry/TSA PreCheck® credit every four years
Unlimited lounge access through Priority Pass™ Select and the Chase Sapphire Lounges ℠
No foreign transaction fees
$550 annual fee

Designed for small‑business owners who demand premium perks, the Sapphire Reserve® Business card turbocharges your points on every trip and meal, then offsets its cost with robust travel credits. Manage employee cards at no extra cost, pool rewards instantly, and tap into concierge service and enhanced trip protections—trip cancellation, baggage delay and more—to keep your team moving smoothly. Redeem your points flexibly for flights, hotels, transfers to leading airline and hotel partners, or statement credits against any purchase.

Terms apply. Bonus requires qualifying spend. Travel credit applies on travel-related charges. Credits and benefits require enrollment where applicable. See issuer for complete details.