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Choice Privileges® Mastercard®

Choice Privileges® Mastercard®
Wells FargoChoice PrivilegesNo annual fee
Apply Now

on Wells Fargo's website

Annual Fee
$0
Welcome offer
60,000 points
After $1,000 in 3 months

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Pros & Cons

Pros

  • +Welcome Bonus: 60,000 points
  • +Up to 5x at Choice hotels
  • +No foreign transaction fees

Cons

  • –No purchase protection

Rewards

All Spending

1x

Choice Privileges pts per dollar

Choice hotels

5x

Choice Privileges pts per dollar

Groceries

3x

Choice Privileges pts per dollar

Gas

3x

Choice Privileges pts per dollar

Telecom

3x

Choice Privileges pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries3x
$700/mo
Gas & EV3x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom3x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

55,200

Choice Privileges/yr

Estimated Value

$552

After Fees

+$552

1st Year Value

$1,152

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 3x25,200 pts
Gas & EV$2,400/yr × 3x7,200 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 3x5,400 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.84x
Total points earned55,200 pts
Value of points accumulated in the first year≈ $552

Perks & Benefits

Concierge

24/7

Additional Benefits

Automatic Gold Elite membership: Elite Qualifying Nights guaranteeing you Choice Privileges Gold Elite status and benefits each calendar year, and 10% bonus points every time you book a qualifying stay. Mastercard® World Elite benefits: concierge, travel & lifestyle services, exclusive offers and additional security benefits.

Purchase Protection

Mobile Device

Included

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $0
  • Foreign currency conversion fee
    0%

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