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Pros & Cons
Pros
- +Welcome Bonus: 60,000 points
- +Up to 3x at restaurants
Cons
- –No purchase protection
Our Review
Unlock Premium Travel Rewards with the Wells Fargo Autograph Journey℠ Card
Limited-Time Offer: Earn 60,000 bonus points ($600 value toward travel) after you spend $4,000 in purchases in the first 3 months!
The Wells Fargo Autograph Journey℠ Card delivers exceptional value for travelers with a modest $95 annual fee. With this travel-focused rewards card, you’ll enjoy:
- 5X points on hotels
- 4X points on airlines
- 3X points on restaurants and other travel
- 1X points on all other purchases
- $50 annual statement credit with $50 minimum airline purchase
The Wells Fargo Autograph Journey℠ Card also includes valuable travel protections:
- Trip Cancellation and Interruption Protection up to $15,000
- Lost Baggage Reimbursement up to $3,000 per trip
- Travel Accident Insurance up to $1,000,000
- Auto Rental Collision Damage Waiver
- No Foreign Transaction Fees
As a Visa Signature® card, you’ll also receive premium benefits including Visa Signature® Concierge Services and access to the Visa Signature® Luxury Hotel Collection.
Your points are flexible and can be redeemed in multiple ways, including transfers to travel loyalty programs, statement credits, gift cards, and travel bookings.
Apply now to secure this limited-time offer!
Rewards
All Spending
1x
Wells Fargo Rewards pts per dollar
Restaurants
3x
Wells Fargo Rewards pts per dollar
Travel
3x
Wells Fargo Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
40,800
Wells Fargo Rewards/yr
Estimated Value
$408
After Fees
+$313
1st Year Value
$913
incl. welcome bonus
Breakdown
Perks & Benefits
Concierge
24/7
Travel Credits
$50
Additional Benefits
Travel Insurance
Trip Cancellation
Up to $15,000
Trip Interruption
Up to $15,000
Lost Baggage
Up to $3,000
Travel Accident
Up to $1,000,000
Purchase Protection
Mobile Device
Up to $1,000
Auto Rental Collision (secondary, primary abroad)
Up to $50,000 / 15 days
Fees and interest rates
- Annual Fee$95
Terms & Conditions
Card Features
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
- Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
- $95 annual fee.
- Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
- Earn a $50 annual statement credit with $50 minimum airline purchase.
- Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Wells Fargo. All trademarks are property of their respective owners.