Pros & Cons

Pros

  • +Welcome Bonus: $300
  • +Purchase protection included

Cons

  • Foreign Transaction Fee (3%)

Our Review

Enjoy Magical Rewards with the Disney® Premier Visa® Card from Chase

  • $300 statement credit after $1,000 in purchases within the first 3 months
  • 5% Disney Rewards Dollars on purchases at Disney parks, resorts, DisneyStore.com and Disney+ subscriptions
  • 2% Disney Rewards Dollars on dining, grocery and fuel purchases
  • 1% Disney Rewards Dollars on all other purchases
  • 6 months 0% intro APR on select Disney vacation package purchases
  • 10% savings on select dining and merchandise at U.S. Disney parks and resorts
  • Up to 15% off guided tours and select experiences
  • $49 annual fee
  • 3% foreign transaction fee

Whether you’re booking a fairy‑tale getaway or stocking up on Mickey‑ear souvenirs, this card turns every dollar into Disney Rewards Dollars you can redeem toward park tickets, dining, merchandise and more. Seamlessly manage your account in Chase Mobile® and tap-to-pay with contactless security—so you can focus on making memories, not managing plastic.

Terms apply. Disney Rewards Dollars have no spending caps but are redeemable only at select Disney locations. 0% intro APR applies to select Disney vacation packages; other transactions incur standard APR. See issuer for full details.

Rewards

All Spending

1x

Cash Back pts per dollar

Groceries

2x

Cash Back pts per dollar

Gas

2x

Cash Back pts per dollar

Restaurants

2x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV2x
$200/mo
Transit1x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

44,400

Cash Back/yr

Estimated Value

$444

After Fees

+$395

1st Year Value

$398

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.48x
Total points earned44,400 pts
Value of points accumulated in the first year$444

Additional Benefits

  • Pay Yourself Back: redeem Rewards Dollars as a statement credit toward airline purchases made directly with the airline, with no block-out dates, and toward purchases at most Disney locations in the U.S. and on Disney sites including DisneyStore.com, DisneyPlus.com, Hulu.com and Stream.ESPN.com.
  • Disney Cardmember experiences at the Disney Parks, including A Story of Celebration: 70th Anniversary Guided Tour, offered seasonally.
  • One-year complimentary DashPass membership for DoorDash and Caviar.

Travel Insurance

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $49
  • Foreign currency conversion fee
    3%

Terms & Conditions

Card Features

  • Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Earn 5% in Disney Rewards Dollars at DisneyPlus.com, Hulu.com & ESPNPlus.com.
  • Earn 2% in Disney Rewards Dollars at gas stations, grocery stores, restaurants & most Disney U.S. locations.
  • Earn 1% in Disney Rewards Dollars on all other purchases (no limits).
  • Redeem Rewards Dollars for a statement credit toward airline purchases.
  • 0% promo APR for 6 months on select Disney vacation packages (then variable 18.24% – 27.24%).
  • 10% off select merchandise & dining most days at Disneyland® & Walt Disney World® Resorts.
  • Save 10% on select purchases at DisneyStore.com.
  • Member FDIC

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.