Pros & Cons

Pros

  • +No annual fee

Cons

  • No purchase protection

Our Review

Score Big Rewards with the NHL® Discover it® Card

  • 5% cash back in rotating categories each quarter (up to $1,500 in spending per quarter)
  • 1% cash back on all other purchases
  • Unlimited Cashback Match™—Discover doubles all the cash back you’ve earned at the end of your first year
  • 0% intro APR on purchases and balance transfers for 15 months
  • No annual fee and no foreign transaction fees
  • Custom NHL team design—show your pride with your favorite club’s logo

Whether you’re filling up at the pump, stocking up on groceries or cheering from the stands, this card rewards your everyday spending with top-tier rates. Activate quarterly categories in minutes, track your cash back seamlessly and enjoy peace of mind with Discover’s free FICO® Score and dark web monitoring. Plus, unique NHL card designs let you carry your team spirit wherever you go.

Terms apply: bonus categories require activation and cap at $1,500 per quarter before reverting to 1% back. Cashback Match applies at the end of first year. 0% intro APR on purchases and balance transfers for 15 months, variable APR 18.24%–28.24% thereafter. No annual fee or foreign transaction fees. See Discover for full details.

Rewards

All Spending

1x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

30,000

Cash Back/yr

Estimated Value

$300

After Fees

+$300

1st Year Value

$300

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1x
Total points earned30,000 pts
Value of points accumulated in the first year$300

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Discover. All trademarks are property of their respective owners.