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Pros & Cons
Pros
- +Welcome Bonus: 25 points
- +No annual fee
Cons
- –No purchase protection
Our Review
Unlock More Books & Rewards with the Barnes & Noble Mastercard®
- $25 BN gift card after your first purchase or balance transfer
- 5% rebate on every Barnes & Noble purchase—both in‑store and online
- 2 points per $1 at restaurants (excluding BN Café)
- 1 point per $1 on all other purchases, anywhere Mastercard is accepted
- No annual fee and automatic redemptions for statement credits or BN gift cards
Whether you’re stocking up on the latest bestsellers or diving into classics, the Barnes & Noble Mastercard® turns every swipe into instant value. Earn a 5% rebate on your favorite reads, racks up dining points for your nights out, and collect points on everyday essentials. Your rewards post automatically as statement credits, or you can choose to receive BN gift cards by mail or email—no activation required.
Plus, take advantage of a balance transfer offer that even triggers your sign‑up gift—an uncommon perk among store cards. And when your yearly spend hits $7,500, you qualify for a complimentary BN Premium membership (a $39.99 value), unlocking 10% off most purchases, free shipping and exclusive member-only deals.
Terms apply. APR and fees vary by creditworthiness; rewards expire if the account is closed or program ends. See issuer for full details.
Rewards
All Spending
1x
pts per dollar
Restaurants
2x
pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
33,600
pts/yr
Estimated Value
$336
After Fees
+$336
1st Year Value
$336
incl. welcome bonus
Breakdown
Additional Benefits
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