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Pros & Cons
Pros
- +Welcome Bonus: 200 points
- +No annual fee
Cons
- –No purchase protection
Our Review
Customize Your Rewards with the U.S. Bank Cash+® Visa Signature® Card
- 5% cash back on your first $2,000 in combined quarterly spending in two bonus categories you choose
- 2% cash back on all purchases in one everyday category of your choice—gas & EV charging, grocery stores or restaurants—with no cap
- 1% cash back on all other purchases
- 5% cash back on prepaid air, hotel and car rental bookings through the U.S. Bank Rewards Center
- $200 rewards bonus after $1,000 in purchases within 90 days of account opening
- No annual fee
Whether you’re stocking up on groceries, fueling your vehicle or booking travel, the Cash+ Card lets you direct premium rates exactly where you spend most. Change your bonus categories each quarter for maximum flexibility, then redeem your cash back any time through the easy-to-use Rewards Center. With no annual fee and a strong sign-up bonus, this card is perfect for anyone who wants to tailor their rewards strategy and earn big on both everyday and travel purchases.
Terms apply. Quarterly cap of $2,000 on 5% categories; 2% category uncapped. Travel bookings must be made via the U.S. Bank Rewards Center. $200 bonus requires $1,000 spend in first 90 days. Ongoing APR: 18.24%–28.24% variable. See issuer for full details.
Rewards
All Spending
1x
pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
30,000
pts/yr
Estimated Value
$300
After Fees
+$300
1st Year Value
$302
incl. welcome bonus
Breakdown
Additional Benefits
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 US Bank. All trademarks are property of their respective owners.
