Pros & Cons

Pros

  • +Welcome Bonus: 20,000 points
  • +Up to 4x at restaurants
  • +No annual fee

Cons

  • No purchase protection

Our Review

Turn Everyday Spend into Rewards with the U.S. Bank Altitude® Go Visa Signature® Card

  • 20,000 bonus points after $1,000 in purchases within 90 days
  • 4× points per $1 (1 base + 3 bonus) on your first $2,000 each quarter at restaurants, fast‑food eateries and bars
  • 2× points per $1 on grocery, gas & EV charging and eligible streaming services
  • 1× point per $1 on all other purchases
  • 0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post within first 60 days)
  • No annual fee and no foreign transaction fees
  • Points never expire as long as your account is open

Whether you’re dining out, fueling up or streaming your favorite shows, this card maximizes your rewards where you spend most. Redeem points instantly for statement credits, travel, gift cards or cash back at a rate of 1¢ per point, or use Real‑Time Rewards in the U.S. Bank Mobile App to cover purchases as they happen. With Visa Signature® perks—including travel protection, concierge service and extended warranty—you’ll enjoy peace of mind every time you swipe.

Terms apply. See issuer for full details.

Rewards

All Spending

1x

pts per dollar

Restaurants

4x

pts per dollar

Groceries

2x

pts per dollar

Gas

2x

pts per dollar

Streaming

2x

pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV2x
$200/mo
Transit1x
$100/mo
Restaurants4x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming2x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

52,800

pts/yr

Estimated Value

$528

After Fees

+$528

1st Year Value

$728

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 4x14,400 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 2x2,400 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.76x
Total points earned52,800 pts
Value of points accumulated in the first year$528

Additional Benefits

Streaming bonus: get a $15 credit for annual streaming service purchases like Netflix, Apple TV, Spotify® and more. The automatic statement credit of $15 per 12-month period is applied within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, if the account is in good standing. Select from multiple redemption choices: redeem points toward a deposit to an eligible U.S. Bank account, merchandise, gift cards, travel and more; plus redeem for charity and get a 100% match. Pay over time with a U.S. Bank ExtendPay® Plan — new cardmembers receive a $0 fee offer on ExtendPay Plans opened in the first 60 days after account opening.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 US Bank. All trademarks are property of their respective owners.