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Pros & Cons
Pros
- +Welcome Bonus: $100
- +No annual fee
Cons
- –No purchase protection
Our Review
Earn Simple, Unlimited Cash Back with the Capital One Quicksilver Student Cash Rewards Card
- 1.5% cash back on every purchase, everywhere
- 5% cash back on hotels and rental cars booked through Capital One Travel
- 5% cash back on Capital One Entertainment purchases through 12/31/25
- $100 bonus after you spend $300 in the first three months
- No annual fee and no foreign transaction fees
- Unlimited redemptions—redeem any amount at any time
- Build credit with potential credit line increases after on‑time payments
Perfect for campus life and beyond, this student‑friendly card keeps rewards simple—no categories to track and no spending caps. Earn every time you swipe, whether you’re covering textbooks, grabbing coffee or booking spring break. Automatically redeem cash back as a statement credit, check or gift card and watch your rewards—and your credit profile—grow together.
Terms apply. Bonus requires $300 spend in first three months. Ongoing APR: 19.24%–29.24% variable. See issuer for full details.
Rewards
All Spending
1.5x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
45,000
Cash Back/yr
Estimated Value
$450
After Fees
+$450
1st Year Value
$451
incl. welcome bonus
Breakdown
Additional Benefits
Terms & Conditions
Card Features
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $100 when you spend $300 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.