Annual Fee
$0
Welcome offer
$750
After $6,000 in 3 months
No time to apply right now?
Get this offer by email and pick up where you left off, whenever suits you.
Pros & Cons
Pros
- +Welcome Bonus: $750
- +No annual fee
Cons
- –No purchase protection
Rewards
All Spending
1.5x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
¢/ point
0.50¢3¢
Points Earned
45,000
Cash Back/yr
Estimated Value
$450
After Fees
+$450
1st Year Value
$458
incl. welcome bonus
Breakdown
Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1.5x1,800 pts
Restaurants$3,600/yr × 1.5x5,400 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1.5x2,700 pts
Bills & recurring payments$3,000/yr × 1.5x4,500 pts
Telecom$1,800/yr × 1.5x2,700 pts
Entertainment & streaming$1,200/yr × 1.5x1,800 pts
All other spending$6,000/yr × 1.5x9,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.5x
Total points earned45,000 pts
Value of points accumulated in the first year≈ $450
Additional Benefits
$0 annual fee. Cash back rewards for any amount at any time, with no expiration date for the life of the account. 0% intro APR for 9 months. Free employee cards with customized spend limits and account managers. Virtual card numbers for safer online payments. Purchase records downloadable into Quicken, QuickBooks and Excel. $0 fraud liability, security alerts and card lock. Choose your own monthly due date; year-end summaries; recurring transaction tracking; AutoPay. Complimentary access to Capital One Business Travel, an all-in-one business travel management solution. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel. No foreign transaction fees. Roadside assistance for auto-related emergencies such as jump-starting, tire changing and towing.
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