Capital One VentureOne Business

Pros & Cons

Pros

+Welcome Bonus: 50,000 points
+Purchase protection included
+Travel medical insurance included

Cons

—

Rewards

All Spending

1.5x

pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1.5x

$700/mo

Gas & EV1.5x

$200/mo

Transit1.5x

$100/mo

Restaurants1.5x

$300/mo

Pharmacy1.5x

$50/mo

Travel1.5x

$150/mo

Bills & recurring payments1.5x

$250/mo

Telecom1.5x

$150/mo

Entertainment & streaming1.5x

$100/mo

Office supplies1.5x

$0/mo

All other spending1.5x

$500/mo

Points Earned

45,000

pts/yr

Estimated Value

$450

After Fees

+$450

1st Year Value

$950

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1.5x12,600 pts

Gas & EV$2,400/yr × 1.5x3,600 pts

Transit$1,200/yr × 1.5x1,800 pts

Restaurants$3,600/yr × 1.5x5,400 pts

Pharmacy$600/yr × 1.5x900 pts

Travel$1,800/yr × 1.5x2,700 pts

Bills & recurring payments$3,000/yr × 1.5x4,500 pts

Telecom$1,800/yr × 1.5x2,700 pts

Entertainment & streaming$1,200/yr × 1.5x1,800 pts

All other spending$6,000/yr × 1.5x9,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1.5x

Total points earned45,000 pts

Value of points accumulated in the first year≈ $450

Perks & Benefits

Concierge

24/7

Additional Benefits

$0 annual fee. Free employee cards with customized spend limits, account managers and virtual cards. Accounts Payable tools. Purchase records downloadable into Quicken, QuickBooks and Excel. $0 fraud liability, security alerts and card lock. Choose your own monthly due date; year-end summaries; recurring transaction tracking. Hertz Five Star status: skip the counter at select locations and enjoy a wider selection of rental cars, just for being a VentureOne Business cardholder. Complimentary access to Capital One Business Travel, an all-in-one business travel management solution. No foreign transaction fees. Rental collision insurance: you are covered for any damage or theft that may happen when you rent an eligible car. Roadside assistance for auto-related emergencies such as jump-starting, tire changing and towing. Redeem miles through Capital One Business Travel or as reimbursement for travel expenses made with the card, and transfer miles to 15+ partners.

Travel Insurance

Travel Medical

Included

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $1,500

Delayed Baggage

Up to $300

Lost Baggage

Up to $1,500

Travel Accident

Up to $1,000,000

Purchase Protection

Up to $10,000 / 90 days

Extended Warranty

+1 years

Mobile Device

Up to $800

Auto Rental Collision (secondary, primary for business rentals, primary abroad)

Included

Price protection

Included

View the insurance certificate (PDF)

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