Pros & Cons

Pros

  • +Welcome Bonus: 75,000 points
  • +Purchase protection included
  • +No foreign transaction fees

Cons

Our Review

Experience Effortless Travel Rewards with the Capital One Venture Rewards Credit Card

  • 75,000 bonus miles after $4,000 in purchases within 3 months (worth $750 in travel)
  • 2X miles on every purchase, every day
  • 5X miles on hotels, vacation rentals and car rentals booked through Capital One Travel
  • Up to $120 credit for Global Entry or TSA PreCheck®
  • $50 experience credit on select hotel and vacation rental bookings
  • Transfer miles to over 15 airline and hotel partners
  • No foreign transaction fees and no mileage caps

Enjoy flexible redemption at 1¢ per mile: cover travel purchases with statement credits, book directly through Capital One Travel or transfer to partner programs. Miles never expire and there’s no limit to how many you can earn. Manage everything in one intuitive app, with contactless chip-and-tap security, robust travel protections and 24/7 customer support.

Terms apply. See issuer’s website for full details.

Rewards

All Spending

2x

Capital One Miles pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV2x
$200/mo
Transit2x
$100/mo
Restaurants2x
$300/mo
Pharmacy2x
$50/mo
Travel2x
$150/mo
Bills & recurring payments2x
$250/mo
Telecom2x
$150/mo
Entertainment & streaming2x
$100/mo
Office supplies2x
$0/mo
All other spending2x
$500/mo

Points Earned

60,000

Capital One Miles/yr

Estimated Value

$600

After Fees

+$505

1st Year Value

$1,255

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 2x2,400 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 2x1,200 pts
Travel$1,800/yr × 2x3,600 pts
Bills & recurring payments$3,000/yr × 2x6,000 pts
Telecom$1,800/yr × 2x3,600 pts
Entertainment & streaming$1,200/yr × 2x2,400 pts
All other spending$6,000/yr × 2x12,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year2x
Total points earned60,000 pts
Value of points accumulated in the first year$600

Perks & Benefits

Concierge

24/7

NEXUS membership

Included

Travel Credits

Included

NEXUS Credit

$120

Additional Benefits

Extended warranty protection at no charge on eligible items purchased with the card. Capital One Shopping browser extension, free for everyone, applies available coupon codes at checkout and alerts you to price drops. Capital One Offers: statement credits from thousands of online retailers. Capital One Entertainment: 5X miles plus cardholder-only VIP packages, pre-sales, tickets and suite experiences. 50% off all handcrafted beverages every day at any Capital One Cafe. Virtual cards, card lock, $0 fraud liability, security alerts and 24/7 customer service. Free credit monitoring with CreditWise, plus Eno duplicate-charge and tip alerts. Redeem at any time and travel when you want, with no blackout dates and no seat restrictions. No foreign transaction fees. Hertz Five Star status: free status upgrade, skip the line and choose from a wider selection of rental cars. Lifestyle Collection: a $50 experience credit on every hotel or vacation rental booking, plus room upgrades, early check-in and late checkout when available, and complimentary Wi-Fi. Up to a $120 credit for Global Entry or TSA PreCheck. 24-hour travel assistance: if your card is lost or stolen you can get an emergency replacement card and a cash advance. Book through Capital One Travel for 5X miles on hotels, vacation rentals and rental cars, an average 15% saving on flights with price prediction, free price drop protection and a price match guarantee. Travel accident insurance at no extra charge when you use the card to purchase your fare. Auto Rental Collision Damage Waiver: rent an eligible vehicle with the card and you can be covered for damage due to collision or theft. Transfer miles to 15+ travel loyalty programs; miles do not expire for the life of the account. Receive up to a $120 statement credit when you use your Venture card to apply for Global Entry or TSA PreCheck. Lifestyle Collection: a $50 experience credit on every booking.

Travel Insurance

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $1,500

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $1,000,000

Purchase Protection

Purchase Protection

Up to $1,000 / 90 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Included

Price protection

Included

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck
  • Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs

Related cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.