Get this offer by email and pick up where you left off, whenever suits you.
Pros & Cons
Pros
+Up to 5x at Williams-Sonoma brands
+No annual fee
Cons
–No purchase protection
Rewards
All Spending
1x
Key Rewards pts per dollar
Williams-Sonoma brands
5x
Key Rewards pts per dollar
Restaurants
4x
Key Rewards pts per dollar
Groceries
4x
Key Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
¢/ point
0.50¢3¢
Groceries4x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants4x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo
Points Earned
66,000
Key Rewards/yr
Estimated Value
$660
After Fees
+$660
1st Year Value
$660
incl. welcome bonus
Breakdown
Groceries$8,400/yr × 4x33,600 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 4x14,400 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year2.2x
Total points earned66,000 pts
Value of points accumulated in the first year≈ $660
Perks & Benefits
Concierge
24/7
Additional Benefits
$25 birthday reward sent annually to your email. Free standard shipping at Williams Sonoma on any purchase of $0.01 or more made with the card, in store or online at a participating Williams-Sonoma, Inc. brand, within the contiguous 48 states. 12-month promotional financing: zero interest with 12 equal monthly payments on purchases of $750 or more at Pottery Barn, Williams Sonoma, West Elm and more. Earn Key Rewards redeemable at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation and Mark & Graham, online or in store. Early access to sales and events. $0 annual fee. Card management, virtual card access, card lock, AutoPay and rewards tracking in the Capital One Mobile app. Visa Signature Concierge: available 24 hours a day to help you find tickets to top sports and entertainment events, book travel, make dinner reservations and even find the perfect gift; cardholders are responsible for the cost of any goods or services purchased by the Concierge on their behalf. Travel and Emergency Assistance Services: help coordinating medical, legal and travel services while you are away from home, including emergency transportation, emergency ticket replacement, lost luggage locator and emergency translation — these services provide assistance and referral only, and you are responsible for the cost of any medical, legal, transportation or other services or goods provided. Visa Signature Luxury Hotel Collection: premium benefits at a collection of over 900 of the world's finest properties. Troon Rewards®: savings on golf fees and merchandise.
