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Pros & Cons
Pros
- +Welcome Bonus: 150,000 points
- +Lounge access included
- +Purchase protection included
Cons
- –High annual fee ($395/yr)
Our Review
Elevate Your Business Travel with the Capital One Venture X Business Card
- 150,000 bonus miles after $30,000 in purchases within 3 months
- 10X miles on hotels and rental cars booked through Capital One Travel
- 5X miles on flights and vacation rentals booked through Capital One Travel
- 2X miles on all other purchases, everywhere
- $300 annual travel credit for bookings through Capital One Travel
- $120 statement credit for TSA PreCheck® or Global Entry® application fee
- Unlimited lounge access at 1,300+ Priority Pass and Capital One lounges
- $100 experience credit on Premier Collection hotel and vacation rental bookings
- No foreign transaction fees
- $395 annual fee
- Charge card: pay your balance in full each month
This card is tailored for business owners who value premium travel perks and powerful earning rates. Flexibly redeem miles through Capital One Travel or transfer to leading airline and hotel partners. Between generous credits, lounge access and elevated rewards, you’ll more than offset the annual fee and enjoy a seamless global journey.
Terms apply. Welcome bonus and credits require minimum spending. See issuer’s site for full details.
Rewards
All Spending
2x
Capital One Miles pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
60,000
Capital One Miles/yr
Estimated Value
$600
After Fees
+$205
1st Year Value
$1,705
incl. welcome bonus
Breakdown
Annual benefits
- $300
Perks & Benefits
Airport lounge access
Concierge
24/7
NEXUS membership
Included
Capital One Business Travel credit
$300
Additional Benefits
Travel Insurance
Travel Medical
Included
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Delayed Baggage
Up to $300
Lost Baggage
Up to $1,500
Travel Accident
Up to $1,000,000
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
Included
Price protection
Included
Fees and interest rates
- Annual Fee$395
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
- Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One’s travel booking site
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One’s travel booking site
- Receive up to a $120 credit for Global Entry or TSA PreCheck. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.
