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Pros & Cons
Pros
- +Welcome Bonus: 75,000 points
- +Lounge access included
- +Purchase protection included
Cons
- –High annual fee ($395/yr)
Our Review
Elevate Your Travel at a Value: Capital One Venture X Rewards Credit Card
- 10X miles on hotels & rental cars booked through Capital One Travel
- 5X miles on flights & vacation rentals through Capital One Travel
- 2X miles on all other purchases
- $395 annual fee, with up to $300 annual travel credit for portal bookings
- 10,000 anniversary bonus miles (worth $100) each year
- Global Entry/TSA PreCheck credit up to $100 every four years
- Unlimited lounge access at Capital One & Priority Pass lounges
- No foreign transaction fees
Perfect for frequent explorers, this card’s robust benefits—from statement credits to lounge access—easily offset its annual fee. Book your next adventure, relax in premium lounges and enjoy seamless digital tools, all while earning unlimited rewards on every dollar spent.
Terms apply. See issuer’s website for rates, fees and complete details.
Rewards
All Spending
2x
Capital One Miles pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
60,000
Capital One Miles/yr
Estimated Value
$600
After Fees
+$205
1st Year Value
$955
incl. welcome bonus
Breakdown
Annual benefits
- $300
Perks & Benefits
Airport lounge access
Concierge
24/7
NEXUS membership
Included
Capital One Travel credit
$300
Additional Benefits
Travel Insurance
Trip Cancellation
Up to $2,000
Trip Interruption
Up to $2,000
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Travel Accident
Up to $1,000,000
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (primary)
Up to $75,000 / 15 days
Fees and interest rates
- Annual Fee$395
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more-you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.
