Annual Fee
$0
Welcome offer
No current welcome offer
No time to apply right now?
Get this offer by email and pick up where you left off, whenever suits you.
Pros & Cons
Pros
- +No foreign transaction fees
- +No annual fee
Cons
- –No purchase protection
Rewards
All Spending
1.25x
pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
¢/ point
0.50¢3¢
Points Earned
37,500
pts/yr
Estimated Value
$375
After Fees
+$375
1st Year Value
$375
incl. welcome bonus
Breakdown
Groceries$8,400/yr × 1.25x10,500 pts
Gas & EV$2,400/yr × 1.25x3,000 pts
Transit$1,200/yr × 1.25x1,500 pts
Restaurants$3,600/yr × 1.25x4,500 pts
Pharmacy$600/yr × 1.25x750 pts
Travel$1,800/yr × 1.25x2,250 pts
Bills & recurring payments$3,000/yr × 1.25x3,750 pts
Telecom$1,800/yr × 1.25x2,250 pts
Entertainment & streaming$1,200/yr × 1.25x1,500 pts
All other spending$6,000/yr × 1.25x7,500 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.25x
Total points earned37,500 pts
Value of points accumulated in the first year≈ $375
Additional Benefits
$0 annual fee. You will earn the usual VentureOne travel rewards, but you are not eligible for new cardmember bonus miles or the 0% intro APR. No foreign transaction fees. Earn unlimited 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Book a trip with miles through Capital One Travel, or use miles to get reimbursed for past travel purchases made elsewhere; to redeem for a statement credit, redemptions must be made within 90 days from the date the travel purchase posts to your account. Rewards do not expire for the life of the account.
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- $0 annual fee and no foreign transaction fees
- Earn 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Related cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.