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Pros & Cons
Pros
- +Welcome Bonus: $25
- +Purchase protection included
- +No annual fee
Cons
- –Foreign Transaction Fee (3%)
Our Review
Build Credit & Earn Rewards with the Chase Freedom Rise® Card
- 1.5% cash back on every purchase, automatically
- $0 annual fee and no security deposit required
- $25 statement credit when you enroll in automatic payments within the first 3 months
- No minimums to redeem your cash back and rewards never expire as long as your account is open
- Reports to all three credit bureaus and reviewed for a credit line increase in as few as six months
Perfect for those starting their credit journey, the Freedom Rise® delivers straightforward rewards and true credit‑building power without hidden fees. Earn unlimited cash back on every swipe, enjoy the simplicity of automatic payments and watch your credit profile strengthen with on‑time use. Manage your account and track spending effortlessly in the Chase Mobile® app.
Terms apply. Ongoing APR 25.99% variable. Foreign transaction fee: 3%. Balance transfer fee: $5 or 5% of each transfer (minimum $5). See issuer for full details.
Rewards
All Spending
1.5x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
45,000
Cash Back/yr
Estimated Value
$450
After Fees
+$450
1st Year Value
$450
incl. welcome bonus
Breakdown
Additional Benefits
- $25 statement credit when you sign up for automatic payments within the first three months of opening your account and stay enrolled for at least 90 days.
- Automatic annual review for an upgrade to your first Chase Freedom Unlimited card.
- Six months of complimentary DashPass membership for DoorDash and Caviar.
- 2% cash back on qualifying Lyft purchases made through the Lyft app through 09/30/2027.
Travel Insurance
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee3%
Terms & Conditions
Card Features
- Increase your approval chances – Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®.
- Earn Cash Back – Start building credit while earning 1.5% cash back on all purchases. Rewards do not expire while account is open and no minimum to redeem.
- Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account.
- Credit Limit Increase evaluation in as soon as 6 months.
- Free Credit Score – Track your credit score and learn how to build it with Chase Credit Journey.
- No Annual Fee.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.