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Pros & Cons
Pros
- +Welcome Bonus: $200
- +Up to 3x at restaurants
- +Purchase protection included
Cons
- –Foreign Transaction Fee (3%)
Our Review
Supercharge Every Purchase with this Limite Time Offer on the Chase Freedom Unlimited® Credit Card
- $250 bonus after you spend $500 on purchases in your first 3 months
- 5% cash back on travel booked through Chase Ultimate Rewards®
- 3% cash back on dining (including takeout & delivery) and drugstore purchases
- 2% cash back on Lyft rides through September 2027
- 1.5% cash back on all other purchases
- No annual fee
Manage your card seamlessly in the Chase Mobile® app, track your Ultimate Rewards® points in real time, and redeem them instantly as statement credits or toward travel, gift cards and more. With flexible bonus categories and effortless redemptions, Freedom Unlimited® is your go‑to for maximizing everyday rewards.
Terms apply. 3% foreign transaction fee. See issuer’s website for complete rates and fees.
Rewards
All Spending
1.5x
Cash Back pts per dollar
Restaurants
3x
Cash Back pts per dollar
Pharmacy
3x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
51,300
Cash Back/yr
Estimated Value
$513
After Fees
+$513
1st Year Value
$515
incl. welcome bonus
Breakdown
Additional Benefits
- Six months of complimentary DashPass membership for DoorDash and Caviar, with $0 delivery fees and lower service fees on eligible orders.
- 2% cash back on qualifying Lyft purchases made through the Lyft app through 09/30/2027.
- Chase Offers: activate targeted merchant offers in the Chase Mobile app and receive a statement credit within 30 days.
Travel Insurance
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee3%
Terms & Conditions
Card Features
- Limited Time Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% – 27.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.
