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Choice Privileges® Mastercard®

Choice Privileges® Mastercard®
Wells FargoChoice PrivilegesNo annual fee
Apply Now

on Wells Fargo's website

Information collected independently by Milesopedia. This page has not been reviewed or provided by Wells Fargo.

Annual Fee
$0
Our valuationFirst-year valueWelcome bonus$480Total$480Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$480
Welcome offerAfter $1,000 in 3 months
60,000 points

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Pros & Cons

Pros

  • Welcome Bonus: 60,000 points
  • Up to 5x at Choice hotels
  • No foreign transaction fees

Cons

  • No purchase protection

Rewards

All Spending

1x

Choice Privileges pts per dollar

Choice hotels

5x

Choice Privileges pts per dollar

Groceries

3x

Choice Privileges pts per dollar

Gas

3x

Choice Privileges pts per dollar

Telecom

3x

Choice Privileges pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries3x
$700/mo
Gas & EV3x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom3x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
Online advertising1x
$0/mo
All other spending1x
$500/mo

Points Earned

55,200

Choice Privileges/yr

Estimated Value

$552

After Fees

+$552

1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.

$1,152

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 3x25,200 pts
Gas & EV$2,400/yr × 3x7,200 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 3x5,400 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.84x
Total points earned55,200 pts
Value of points accumulated in the first year≈ $552

Perks & Benefits

Concierge

24/7

Additional Benefits

Automatic Gold Elite membership: Elite Qualifying Nights guaranteeing you Choice Privileges Gold Elite status and benefits each calendar year, and 10% bonus points every time you book a qualifying stay. Mastercard® World Elite benefits: concierge, travel & lifestyle services, exclusive offers and additional security benefits.

Purchase Protection

Mobile Device

Included

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $0
  • Foreign currency conversion fee
    0%

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Wells Fargo. All trademarks are property of their respective owners.