Disney® Visa® Card

Pros & Cons

Pros

+Welcome Bonus: $150
+Purchase protection included
+No annual fee

Cons

–Foreign Transaction Fee (3%)

Our Review

Use your Disney® Visa® Card for Magical Perks and Rewards

$200 statement credit after you spend $500 on purchases in the first 3 months
1% Disney Rewards Dollars on every purchase—no caps or categories
0% promo APR for 6 months on select Disney vacation packages
10% off select merchandise and dining at Disneyland® Resort, Walt Disney World® Resort and shopDisney.com
Special cardmember photo ops inside Disney parks with free digital downloads
Choose from 10 fun Disney‑themed card designs
No annual fee

Whether you’re grabbing a Mickey bar on Main Street or booking your next Disney getaway, this no‑fee card turns every swipe into Disney Rewards Dollars you can redeem toward park tickets, dining, merchandise and more. Enjoy flexible redemption options, easy statement credits and the chance to show off your favorite character art—making every moment a little more magical.

Terms apply. Foreign transaction fee: 3% of each transaction in U.S. dollars. See Chase.com for full details.

Rewards

All Spending

1x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1x

$700/mo

Gas & EV1x

$200/mo

Transit1x

$100/mo

Restaurants1x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies1x

$0/mo

All other spending1x

$500/mo

Points Earned

30,000

Cash Back/yr

Estimated Value

$300

After Fees

+$300

1st Year Value

$302

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1x

Total points earned30,000 pts

Value of points accumulated in the first year≈ $300

Additional Benefits

Disney Cardmember experiences at the Disney Parks, including A Story of Celebration: 70th Anniversary Guided Tour, offered seasonally.
One-year complimentary DashPass membership for DoorDash and Caviar, with $0 delivery fees and lower service fees on eligible orders.

Travel Insurance

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

Annual Fee
$0
Foreign currency conversion fee
3%

Terms & Conditions

Card Features

Earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
Earn 1% in Disney Rewards Dollars on all card purchases (no limits).
0% promo APR for 6 months on select Disney vacation packages (then variable 18.24% – 27.24%).
10% off select merchandise purchases and 10% off select dining most days at Disneyland® Resort & Walt Disney World® Resort.
Save 10% on select purchases at DisneyStore.com.
Member FDIC