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Pros & Cons
Pros
- +Welcome Bonus: $750
- +Up to 5x on telecom
- +Purchase protection included
Cons
- –Foreign Transaction Fee (3%)
Our Review
Drive Your Cash Flow with the Chase Ink Business Cash® Credit Card
- Up to $750 cash back — earn $350 after $3,000 spent in the first 3 months and $400 more after $6,000 in the first 6 months
- 5% cash back on the first $25,000 per year at office supply stores and on internet, cable & phone services
- 2% cash back on the first $25,000 per year at gas stations and restaurants
- 1% cash back on all other purchases
- 0% intro APR for 12 months on purchases & balance transfers
- No annual fee
Turn everyday business expenses into powerful rewards—whether you’re ordering supplies, managing telecom bills or fueling your fleet. Redeem cash back for statement credits, gift cards or travel through Chase Ultimate Rewards®, all tracked in real time via the Chase mobile app. Enjoy employee cards, spending controls and seamless digital tools that keep your business running smoothly.
Terms apply. Bonus earned in two parts; spending caps apply after limits. 0% intro APR for 12 months on purchases & balance transfers; 3% foreign transaction fee; see full terms for details.
Rewards
All Spending
1x
Cash Back pts per dollar
Telecom
5x
Cash Back pts per dollar
Office
5x
Cash Back pts per dollar
Gas
2x
Cash Back pts per dollar
Restaurants
2x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
43,200
Cash Back/yr
Estimated Value
$432
After Fees
+$432
1st Year Value
$440
incl. welcome bonus
Breakdown
Additional Benefits
- 5% total cash back on Lyft rides through 09/30/2027.
- Complimentary three-month Instacart+ membership; once activated, Instacart+ members get a $20 Instacart credit each month loaded into their Instacart Business account.
- Redeem cash back as a statement credit against your balance or as a direct deposit to most U.S. checking and savings accounts, with no minimum to redeem.
Travel Insurance
Delayed Baggage
Up to $300
Lost Baggage
Up to $3,000
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $10,000 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee3%
Terms & Conditions
Card Features
- Earn $350 when you spend $3,000 on purchases in the first 3 months AND an additional $400 when you spend $6,000 in the first 6 months after account opening.
- 5% cash back on first $25,000 in combined purchases at office supply stores and on internet, cable & phone services each account anniversary year.
- 2% cash back on first $25,000 in combined purchases at gas stations and restaurants each account anniversary year; 1% on all other purchases.
- Zero Liability protection for unauthorized charges.
- No Annual Fee.
- Redeem rewards for cash back, gift cards, travel & more through Chase Ultimate Rewards®.
- 0% Intro APR for 12 months on purchases.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.