Pros & Cons
Pros
- +Welcome Bonus: $1,000
- +Purchase protection included
Cons
- –High annual fee ($195/yr)
- –Foreign Transaction Fee (3%)
- –No lounge access
Our Review
Maximize Big‑Ticket Spend with the Chase Ink Business Premier® Card
- $1,000 bonus cash back when you spend $10,000 on purchases in your first 3 months
- 2.5% cash back on every purchase of $5,000 or more
- 2% cash back on all other business purchases
- 5% cash back on travel booked through Chase Travel℠
- $195 annual fee
- No foreign transaction fees
- Flex for Business® lets you pay qualified purchases of $500+ over time
- Built‑in protections: trip cancellation/interruption, baggage delay, purchase, cell phone and fraud protection
- Employee cards at no additional cost with spend controls & real‑time alerts
Ideal for businesses with large recurring expenses, this card delivers enhanced cash back on big purchases and valuable travel rewards—easily offsetting its annual fee. Manage everything in one intuitive dashboard, enjoy flexible payment options for qualifying charges and protect your purchases with comprehensive coverage.
Terms apply. Approval subject to creditworthiness. See issuer for full details.
Rewards
All Spending
2x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
60,000
Cash Back/yr
Estimated Value
$600
After Fees
+$405
1st Year Value
$415
incl. welcome bonus
Breakdown
Additional Benefits
- 5% total cash back on Lyft rides.
- Redeem cash back as a statement credit against your balance or as a direct deposit to most U.S. checking and savings accounts, with no minimum to redeem.
Travel Insurance
Trip Cancellation
Up to $5,000
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $10,000 / 120 days
Extended Warranty
+1 years
Mobile Device
Up to $1,000
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$195
- Foreign currency conversion fee3%
Terms & Conditions
Card Features
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Unlimited 5% total cash back on travel purchased through Chase TravelSM.
- No Foreign Transaction Fees & includes Trip Cancellation/Trip Interruption Insurance.
- Only business credit card with 2.5% cash back on every purchase of $5,000+.
- Pay In Full each month but Flex for Business feature lets qualifying purchases be paid over time with interest.
- Fraud Protection, Zero Liability, Purchase Protection, Cell Phone Protection, Extended Warranty Protection.
- Employee cards at no additional cost (monitor spend with digital tools).
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.