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Pros & Cons
Pros
- +Welcome Bonus: $100
- +No foreign transaction fees
- +No annual fee
Cons
- –No purchase protection
Our Review
Grow College Savings Effortlessly with the Upromise® World Mastercard®
- 1.529% cash back on every purchase when linked to an eligible 529 college savings plan
- 1.25% cash back on all purchases if not linked to a 529 plan
- Up to $100 bonus after you spend $500 in the first 90 days
- Round Up feature lets you boost earnings by rounding purchases to the nearest dollar
- 0% intro APR on balance transfers for 15 months (transfers must post within 45 days)
- No annual fee and no cap on cash-back earnings
Whether you’re fueling your car, stocking up on groceries or covering everyday expenses, every dollar spent builds your college fund. Link your card to a qualifying 529 plan to maximize rewards automatically deposited into your child’s savings account. Customize your rounding threshold to earn even more, and take advantage of a lengthy 0% APR window to pay down high-interest balances without extra cost. Simple, automatic, and purpose-driven—this card turns routine spending into a powerful college savings engine.
Terms apply. Rewards deposited only to Upromise accounts; see issuer for eligible plans and full details.
Rewards
All Spending
1.25x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
37,500
Cash Back/yr
Estimated Value
$375
After Fees
+$375
1st Year Value
$376
incl. welcome bonus
Breakdown
Additional Benefits
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee0%
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Barclays. All trademarks are property of their respective owners.
