Pros & Cons

Pros

  • Welcome Bonus: 100,000 points
  • Up to 8x at Wyndham hotels

Cons

  • High annual fee ($149/yr)
  • No lounge access
  • No purchase protection

Our Review

Supercharge Your Business Rewards with the Wyndham Rewards Earner℠ Business Credit Card

  • Up to 100,000 bonus points (limited-time offer): 45,000 points after $3,000 in qualifying purchases within 90 days + 55,000 points after $500 spent at Hotels by Wyndham within 180 days
  • 8X points per $1 on Wyndham hotel stays and gas purchases
  • 5X points per $1 on marketing, advertising and utilities
  • 1X point per $1 on all other purchases
  • 15,000 anniversary points each year—enough for two free nights at many properties
  • Automatic Wyndham Diamond status with perks like room upgrades and premium Wi‑Fi
  • $149 annual fee

Designed for business owners whose expenses align with its bonus categories, this card accelerates your Wyndham Rewards balance on core costs—from hotel stays to advertising spend. Enjoy top-tier elite status from day one, plus an annual points windfall that can cover free nights on its own. Manage your account and track earnings easily through the Wyndham app or online portal.

Terms apply. Bonus points and anniversary awards require qualifying purchases and fee payment. See full terms for details.

Rewards

All Spending

1x

Wyndham Rewards pts per dollar

Wyndham hotels

8x

Wyndham Rewards pts per dollar

Gas

5x

Wyndham Rewards pts per dollar

Office

5x

Wyndham Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries1x
$700/mo
Gas & EV5x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies5x
$0/mo
Online advertising1x
$0/mo
All other spending1x
$500/mo

Points Earned

39,600

Wyndham Rewards/yr

Estimated Value

$396

After Fees

+$247

1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.

$1,247

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 5x12,000 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
Office supplies$0/yr × 5x0 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.32x
Average earn rate on spend 1st year with welcome bonus4.65x
Total points earned on spend39,600 pts
Welcome bonus points+100,000 pts
Total points earned139,600 pts
Value of points accumulated in the first year≈ $1,396

Additional Benefits

$65 Wholesale Membership Club Credit: enjoy an annual $65 statement credit on eligible wholesale member clubs. Complimentary employee cards offer you more control over business expenses and improved tracking by adding employees to your account at no additional cost. No foreign transaction fees on international purchases. $0 Fraud Liability protection - you're not responsible for charges you did not authorize. Visa SavingsEdge turns qualifying business purchases into savings. Contactless technology - use Tap to Pay for faster, easier, contactless purchasing. Automatically receive a Wyndham Rewards DIAMOND member level and enjoy suite upgrades, welcome amenity at check-in at select hotels, and more. Cardmember booking discount: save even more on the Standard Rate at participating Hotels by Wyndham. Earn free nights faster - redeem 20% fewer Wyndham Rewards points when you book free nights, starting at just 6,000 points.

Fees and interest rates

  • Annual Fee
    $149

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Barclays. All trademarks are property of their respective owners.