Hilton Honors American Express Aspire Card

on American Express's website
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Pros & Considerations
Pros
- Welcome Bonus: 200,000 points
- Up to 14x on eligible direct Hilton hotel purchases from the card only, excluding membership and elite-status points
- Purchase protection included
Considerations
- High annual fee ($550/yr)
- No lounge access
Card overview
Unlock Luxury Stays & Exclusive Perks with the Hilton Honors Aspire Card
- 200,000 Bonus Hilton Honors Points when you spend $6,000 in purchases within the first 6 months of card membership
- 14X points per $1 on Hilton stays
- 7X points per $1 on flights booked directly with airlines or through AmexTravel.com, car rentals and U.S. restaurants
- 3X points per $1 on all other eligible purchases
- $450 Hilton resort credit annually (up to $150 per stay)
- $250 airline fee credit per calendar year for incidental charges
- $100 Digital Entertainment credit each year for eligible services
- Automatic Hilton Honors Diamond status with space-available room upgrades and premium Wi-Fi at participating properties. MyWay food benefits vary: a daily food-and-beverage credit at select U.S. brands and Motto globally, or continental breakfast at select brands outside the U.S. excluding Motto. Gold/Diamond guests receiving Executive Lounge breakfast do not also receive the daily credit.
- Complimentary Priority Pass™ Select membership with unlimited lounge visits
- Free weekend night reward each year after renewal
- No foreign transaction fees
This card is ideal for travelers who demand top-tier benefits at every stay. Earn accelerated points on all your Hilton bookings and everyday spending, then redeem them for free nights or premium experiences. Your annual credits offset the fee and elevate resort and airline travel, while Diamond status ensures comfort from check‑in to checkout. Manage your rewards effortlessly with the Amex app and enjoy seamless access to lounges worldwide.
Terms apply. Credits require enrollment and eligible purchases. See issuer for complete details.
Rewards
All Spending
3x
Hilton Honors pts per dollar
Eligible direct Hilton hotel purchases — card points only
14x
Hilton Honors pts per dollar
Restaurants
7x
Hilton Honors pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Count each purchase once. Enter only eligible purchases in their dedicated inputs and remove them from other categories. These inputs start at zero: general spending does not establish eligibility or booking channel. Displayed rates are totals; do not add the card rate again.
Conditional rate excluded from this estimate: 7X on qualifying flights booked directly with airlines or via Amex Travel and eligible rentals directly with selected car-rental companies. This conditional rate is excluded; general travel is estimated at 3X.
Points Earned
104,400
Hilton Honors/yr
Estimated Value
$522
After Fees
$-28
1st Year Value
$972
incl. welcome bonus
Breakdown
The calculation assumes you earn the bonus. Check the offer terms for eligibility, spending requirements, and deadlines.
Perks & Benefits
Wi-Fi access
Included
Additional Benefits
Travel Insurance
Trip Cancellation
Up to $10,000
Trip Interruption
Up to $10,000
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (secondary)
Up to $75,000 / 30 days
Fees and interest rates
- Annual Fee$550
- Foreign currency conversion fee0%
- Purchase RateCheck the issuer’s applicable rates and terms.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.