Best Hilton Honors Credit Cards - October 2026

Unlock Luxury Stays & Exclusive Perks with the Hilton Honors Aspire Card

• 200,000 Bonus Hilton Honors Points when you spend $6,000 in purchases within the first 6 months of card membership
• 14X points per $1 on Hilton stays
• 7X points per $1 on flights booked directly with airlines or through AmexTravel.com, car rentals and U.S. restaurants
• 3X points per $1 on all other eligible purchases
• $450 Hilton resort credit annually (up to $150 per stay)
• $250 airline fee credit per calendar year for incidental charges
• $100 Digital Entertainment credit each year for eligible services
• Automatic Hilton Honors Diamond status with space-available room upgrades and premium Wi-Fi at participating properties. MyWay food benefits vary: a daily food-and-beverage credit at select U.S. brands and Motto globally, or continental breakfast at select brands outside the U.S. excluding Motto. Gold/Diamond guests receiving Executive Lounge breakfast do not also receive the daily credit.
• Complimentary Priority Pass^™ Select membership with unlimited lounge visits
• Free weekend night reward each year after renewal
• No foreign transaction fees

This card is ideal for travelers who demand top-tier benefits at every stay. Earn accelerated points on all your Hilton bookings and everyday spending, then redeem them for free nights or premium experiences. Your annual credits offset the fee and elevate resort and airline travel, while Diamond status ensures comfort from check‑in to checkout. Manage your rewards effortlessly with the Amex app and enjoy seamless access to lounges worldwide.

Terms apply. Credits require enrollment and eligible purchases. See issuer for complete details.

Maximize Your Stays & Savings with the Hilton Honors American Express Business Card

• 150,000 bonus points + a Free Night Reward after $8,000 in eligible purchases within the first 6 months (offer ends 1/13/27)
• 12X points per $1 on eligible purchases made directly with hotels and resorts in the Hilton portfolio
• 5X points per eligible dollar on non-Hilton purchases, up to $100,000 per calendar year, then 3X. Eligible direct Hilton purchases remain at 12X and are excluded from this allowance.
• Up to $60 in statement credits each quarter (up to $240 a year) on purchases made directly with a property in the Hilton portfolio
• Complimentary Hilton Honors Gold status, with an upgrade to Diamond after $40,000 in eligible purchases in a calendar year
• $195 annual fee
• No foreign transaction fees

Whether you’re booking client travel or rewarding your team, this card turbocharges your Hilton Honors earnings on both hotel stays and everyday business expenses. Redeem points for free nights or room upgrades, and use the quarterly Hilton credits and Gold status to get more out of every stay.

Terms apply. Bonus points and statement credits require qualifying purchases. See issuer for complete details.

Maximize Your Hilton Honors Rewards with the Hilton Honors American Express Surpass^® Card

• 130,000 bonus points + a Free Night Reward after $3,000 in purchases within 6 months
• $150 annual fee
• Up to $200 annual statement credit ($50 per quarter) on eligible Hilton purchases
• 12X points per $1 on Hilton portfolio stays
• 6X points per $1 at U.S. restaurants, supermarkets & gas stations
• 4X points per $1 on U.S. online retail purchases
• 3X points per $1 on all other eligible purchases
• Complimentary Hilton Honors Gold Status and a fast track to Diamond Status
• Free Night Reward after $15,000 in annual spend
• National Car Rental Emerald Club Executive status (enrollment required)
• No foreign transaction fees

Compare the annual fee with the quarterly Hilton credits you can actually use and their eligibility rules. Hilton Honors Gold includes brand- and region-specific benefits: space-available upgrades, a MyWay food-and-beverage credit at select U.S. brands and Motto globally, or continental breakfast at select brands outside the U.S. excluding Motto. Gold/Diamond guests receiving Executive Lounge breakfast do not also receive the daily credit. The annual spending-based Free Night Reward requires $15,000 in eligible purchases per calendar year; it is separate from any welcome offer.

Terms apply. Statement credits capped at $50 per quarter. Welcome offer and benefits require qualifying purchases. See issuer for full details.

Unlock No‑Fee Hilton Benefits with the Hilton Honors American Express Card

• 70,000 bonus points + a Free Night Reward after $2,000 in purchases within 6 months
• No annual fee
• Complimentary Silver status: fifth night free on award stays, 20% bonus points, two free bottles of water and elite rollover nights
• 7X points on eligible Hilton portfolio purchases
• 5X points at U.S. restaurants, supermarkets and gas stations
• 3X points on all other eligible purchases

Whether you stay at Hilton properties occasionally or just want perks without a fee, this card delivers a powerful welcome offer and solid ongoing earnings. Enjoy elevated status benefits from day one and rack up points on everyday spend—perfect for building your Hilton stash before your next getaway. Manage your account seamlessly in the AmEx app and take advantage of automatic elite perks every time you book.

Terms apply. Bonus points require $2,000 spend in first 6 months. See full terms for details.