IHG Premier Business Card: Earn Up to 200,000 Bonus Points (Limited Time Offer)

Updated Sep 6, 2025
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To the point Chase's IHG Premier Business Card now offers up to 200,000 bonus points ($1,000 value) after spending $9,000 in 6 months, plus elite status and travel perks.

Chase has just unveiled an exceptional welcome offer on the IHG One Rewards Premier Business Credit Card, making this an ideal time to add this hotel business card to your wallet. The card is now offering up to 200,000 IHG One Rewards points—the highest bonus we’ve seen on this product and one of the most generous hotel card offers currently available.

Let’s examine this limited-time offer and explore why the IHG Premier Business Card represents excellent value for small business owners, even beyond the initial bonus.

IHG Premier Business Card Welcome Bonus Details

The current welcome offer on the IHG One Rewards Premier Business Credit Card features a two-tiered structure:

  • First tier: 140,000 IHG One Rewards points after spending $4,000 within the first three months
  • Second tier: Additional 60,000 IHG One Rewards points after spending a total of $9,000 within the first six months
  • Total potential bonus: 200,000 IHG One Rewards points
  • Annual fee: $99 (not waived the first year)

At a valuation of approximately 0.5 cents per IHG point, this welcome bonus is worth up to $1,000 in hotel stays—an exceptional return on a card with a modest $99 annual fee.

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What Can You Do With 200,000 IHG Points?

To put this welcome bonus in perspective, here are some examples of what 200,000 IHG points could get you:

  • 4-5 nights at a luxury property like InterContinental or Regent (40,000-60,000 points per night)
  • 6-10 nights at a mid-tier property like Crowne Plaza or Hotel Indigo (20,000-30,000 points per night)
  • 13+ nights at budget-friendly options like Holiday Inn Express (10,000-15,000 points per night)

When you factor in the card’s fourth night free benefit on award stays, you can stretch these points even further. For example, a 12-night stay at a property costing 20,000 points per night would normally require 240,000 points, but with the fourth night free benefit, you’d pay just 180,000 points (saving 60,000 points).

Eligibility for the IHG Premier Business Card

Before applying, it’s important to understand the eligibility requirements for this welcome bonus:

  • You must have a legitimate business (sole proprietorships qualify)
  • You’re not eligible if you currently have this specific card or have received a welcome bonus on this exact card in the past
  • You are eligible even if you have or have had the personal IHG Premier Card or IHG Traveler Card
  • The standard Chase application rules apply, including the 5/24 rule (though business cards don’t add to your 5/24 count)

This means you could potentially hold both the personal and business versions of the IHG Premier Card simultaneously, earning welcome bonuses on each and enjoying complementary benefits.

Key Benefits of the IHG Premier Business Card

Beyond the impressive welcome bonus, the IHG Premier Business Card offers several valuable ongoing benefits that easily justify its modest $99 annual fee:

Automatic IHG One Rewards Platinum Elite Status

Cardholders receive complimentary IHG Platinum Elite status for as long as they hold the card. This mid-tier status includes:

  • 60% bonus points on paid stays
  • Room upgrades (subject to availability)
  • Extended checkout (2pm when available)
  • Welcome amenity at check-in
  • Complimentary internet
  • Access to the Milestone Rewards program, which offers additional benefits after reaching stay thresholds

Annual Free Night Certificate

Each year on your account anniversary, you’ll receive a free night certificate valid at IHG properties costing up to 40,000 points per night. This benefit alone can easily outweigh the card’s annual fee, especially when used at properties that would otherwise cost $200+ per night.

Additionally, you can now top off these certificates with points from your account to book properties that cost more than 40,000 points per night, adding tremendous flexibility to this benefit.

Fourth Night Free on Award Stays

When you redeem points for a stay of four nights or more, you’ll automatically receive the fourth night free. This effectively gives you a 25% discount on four-night award stays, stretching your points even further.

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United TravelBank Credit

Cardholders receive up to $50 in United TravelBank credit annually, distributed as up to $25 every six months. This credit can be used toward United Airlines flights, adding even more value to the card’s benefits package.

Global Entry/TSA PreCheck Credit

The card offers a statement credit of up to $100 every four years for application fees associated with Global Entry, TSA PreCheck, or NEXUS, helping you expedite airport security and immigration processes.

Path to Diamond Elite Status

If you spend $40,000 on the card in a calendar year, you’ll be upgraded to IHG One Rewards Diamond Elite status, the program’s highest tier. While this spending threshold is substantial, it offers an alternative path to achieving top-tier status for businesses with substantial expenses.

Earning Structure

The card offers a competitive earning structure for business expenses:

  • 10x points at IHG hotels and resorts
  • 5x points on travel, dining, social media, and search engine advertising, and at gas stations
  • 5x points on office supply store purchases
  • 3x points on all other purchases

When combined with the points you earn as an IHG One Rewards member and the 60% bonus from Platinum status, you can earn up to 26 points per dollar spent at IHG properties.

How the IHG Premier Business Card Compares to Other Business Hotel Cards

When evaluating the IHG Premier Business Card against other popular business hotel credit cards, it stands out in several areas:

FeatureIHG Premier Business ($99)Marriott Bonvoy Business ($125)Hilton Business ($95)
Welcome BonusUp to 200,000 pointsTypically 75,000-125,000 pointsTypically 130,000-180,000 points
Free Night CertUp to 40,000 points (with top-off option)Up to 35,000 pointsNone (earn with $15k and $45k spend)
Elite StatusPlatinum (mid-tier)Gold (mid-tier)Gold (mid-tier)
4th Night BenefitYes (4th night free)NoNo
Additional Credits$50 United TravelBank creditNone10 Priority Pass visits

The IHG Premier Business Card offers a particularly compelling combination of a high welcome bonus, immediate elite status, a valuable free night certificate, and unique benefits like the fourth night free on award stays—all at a competitive annual fee.

Business-Specific Benefits

As a business credit card, the IHG Premier Business Card offers several features specifically designed for business owners:

  • Free employee cards: Add employees as authorized users at no additional cost
  • Business-focused bonus categories: Earn 5x points on social media and search engine advertising, office supply stores, and other common business expenses
  • Expense tracking tools: Access to Chase’s business reporting features to help categorize expenses
  • Separation of business and personal expenses: Keep your business spending separate from personal finances
  • Business-specific travel insurance: Trip cancellation/interruption insurance and auto rental collision damage waiver when renting for business purposes

Maximizing the IHG Premier Business Card

To get the most value from your IHG Premier Business Card:

  1. Meet both spending tiers: Ensure you reach the $9,000 spending requirement within six months to earn the full 200,000-point bonus
  2. Book four-night award stays: Take advantage of the fourth night free benefit to stretch your points
  3. Maximize the anniversary free night: Use it at properties that would otherwise cost $200+ per night
  4. Leverage Platinum status: Request room upgrades and enjoy elite benefits on every stay
  5. Utilize the United credit: Don’t forget to use your semi-annual TravelBank credits for United flights
  6. Concentrate business spending: Use the card for office supplies, advertising, and other business expenses to earn bonus points

Bottom Line

The IHG One Rewards Premier Business Credit Card is currently offering an exceptional welcome bonus of up to 200,000 points after meeting the tiered spending requirements. At a valuation of approximately $1,000, this represents one of the most generous offers we’ve seen on any hotel credit card.

Beyond the initial bonus, the card offers substantial ongoing value through its annual free night certificate, automatic Platinum Elite status, fourth night free on award stays, and additional travel benefits. For most business owners, these perks easily justify the $99 annual fee, making this a card worth holding onto year after year.

If you’ve been considering adding an IHG business credit card to your wallet, now is an ideal time to apply while this elevated welcome offer is available.

Frequently Asked Questions

Jean-Maximilien Voisine
Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
All posts by Jean-Maximilien Voisine

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