Pros & Cons
Pros
- +Welcome Bonus: 140,000 points
- +Up to 5x on gas & EV charging
- +No foreign transaction fees
Cons
- –No purchase protection
Our Review
Unlock Premium Travel Benefits with the IHG One Rewards Premier Business Credit Card
Welcome Offer: Earn up to 200,000 Bonus Points with the IHG One Rewards Premier Business Credit Card after meeting spending requirements.
The IHG One Rewards Premier Business Credit Card delivers exceptional value for business owners. This card is worth getting primarily for its anniversary free night certificate, which can easily outvalue the annual fee. Plus, with the IHG One Rewards Premier Business Card, you’ll enjoy:
- Automatic IHG Platinum Elite status
- Fourth night free on award redemptions
- Global Entry/TSA PreCheck®/NEXUS credit up to $120 every 4 years
IHG One Rewards Premier Business cardholders earn up to 26 total points per $1 at IHG properties, 5 points per $1 on travel, gas stations, select advertising, and restaurants, and 3 points per $1 on all other purchases. Your points can be redeemed at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
With the current elevated welcome bonus and stellar ongoing benefits, the IHG One Rewards Premier Business Credit Card is an excellent addition to your business spending strategy.
Apply now to secure this limited-time offer!
Rewards
All Spending
3x
IHG Rewards pts per dollar
Gas
5x
IHG Rewards pts per dollar
Restaurants
5x
IHG Rewards pts per dollar
Travel
5x
IHG Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
105,600
IHG Rewards/yr
Estimated Value
$1,056
After Fees
+$957
1st Year Value
$2,357
incl. welcome bonus
Breakdown
Perks & Benefits
NEXUS Credit
$120
Additional Benefits
- Automatic IHG One Rewards Platinum Elite status for as long as you remain a Premier Business cardmember.
- Anniversary Free Night each account anniversary year, with a current point redemption cap of 40,000 points; you can top up with points from your IHG One Rewards account for higher-level hotels.
- $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
- Up to $120 statement credit every four years as reimbursement for the Global Entry, TSA PreCheck or NEXUS application fee.
- Up to $120 a year in Instacart credits, $10 monthly, plus a complimentary three-month Instacart+ membership.
- One-year complimentary DashPass membership for DoorDash and Caviar.
Fees and interest rates
- Annual Fee$99
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Current welcome offer: Earn up to 200,000 Bonus Points. Earn 140,000 points after spending $4,000 on purchases in the first 3 months from account opening, and earn an additional 60,000 points after spending a total of $9,000 in the first 6 months as a cardholder.
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier Business cardmember
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
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