American Airlines AAdvantage Mileup℠ Card

Pros & Cons

Pros

+Welcome Bonus: 15,000 miles
+No annual fee

Cons

–Foreign Transaction Fee (3%)
–No purchase protection

Our Review

Take Off with the Citi® AAdvantage® MileUp® Card

15,000 bonus miles after $1,000 in purchases within the first 3 months
2X miles per $1 at grocery stores and on eligible American Airlines purchases
1X mile per $1 on all other purchases
25% off in‑flight food and beverage purchases on American Airlines flights
0% intro APR on balance transfers for 15 months
No annual fee

Earn miles every time you shop for groceries or book a flight, then redeem them toward award travel on American Airlines and its partners. With no annual fee and a valuable sign‑up bonus, the MileUp® Card is perfect for occasional travelers and everyday spenders looking to rack up AAdvantage miles effortlessly.

Terms apply. Foreign transaction fee: 3%. See full terms for details.

Rewards

All Spending

1x

AAdvantage pts per dollar

Groceries

2x

AAdvantage pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries2x

$700/mo

Gas & EV1x

$200/mo

Transit1x

$100/mo

Restaurants1x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies1x

$0/mo

All other spending1x

$500/mo

Points Earned

38,400

AAdvantage/yr

Estimated Value

$384

After Fees

+$384

1st Year Value

$534

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1.28x

Total points earned38,400 pts

Value of points accumulated in the first year≈ $384

Additional Benefits

25% savings on inflight food and beverage purchases when you use your card on American Airlines flights.

Fees and interest rates

Annual Fee
$0
Foreign currency conversion fee
3%

Terms & Conditions

Card Features

Earn 15,000 American Airlines AAdvantage bonus miles after making $1,000 in purchases within the first 3 months of account opening.
0% Intro APR for 15 months from date of account opening for balance transfers only. After that the variable APR will be 20.24% – 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. Balance Transfers must be completed within 4 months of account opening.
No Annual Fee
Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases
Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights