Costco Anywhere Visa® Business Card by Citi

Pros & Cons

Pros

+Up to 4x on gas & EV charging
+Purchase protection included
+No annual fee

Cons

—

Our Review

Drive Your Business Forward with the Costco Anywhere Visa® Business Card by Citi

5% cash back on gas at Costco warehouse locations
4% cash back on other eligible gas and EV charging worldwide (first $7,000 per year, then 1%)
3% cash back on restaurants and eligible travel, including airfare, hotels, car rentals and Costco Travel
2% cash back on Costco and Costco.com purchases
1% cash back on all other purchases
No annual fee with your active Costco membership
No foreign transaction fees
Card doubles as your Costco membership ID

Whether you’re fueling a fleet, dining with clients or stocking up at Costco, this card turns every dollar into rewards you can redeem annually for merchandise or cash. Enjoy seamless account management in the Citi mobile app and make your business spending work harder.

Terms apply. Bonus rates apply to the first $7,000 in combined gas and EV charging purchases per year, then 1% thereafter. Costco membership required. See Citi for complete details.

Rewards

All Spending

1x

Costco pts per dollar

Gas

4x

Costco pts per dollar

Restaurants

3x

Costco pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1x

$700/mo

Gas & EV4x

$200/mo

Transit1x

$100/mo

Restaurants3x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies1x

$0/mo

All other spending1x

$500/mo

Points Earned

44,400

Costco/yr

Estimated Value

$444

After Fees

+$444

1st Year Value

$444

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 4x9,600 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 3x10,800 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1.48x

Total points earned44,400 pts

Value of points accumulated in the first year≈ $444

Additional Benefits

Travel & emergency assistance: if you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use. Roadside assistance dispatch service: if you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we'll send help directly to your location. You are responsible for the costs of any services provided. To apply for the Costco Anywhere Visa® Business Card by Citi, you must have a current Costco membership in your name.