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Pros & Cons
Pros
- +Welcome Bonus: 70,000 miles
- +Up to 4x on American Airlines flights
- +Lounge access included
Cons
- –High annual fee ($695/yr)
Our Review
Unlock Elite Perks with the Citi® / AAdvantage® Executive World Elite Mastercard®
- 70,000 bonus miles after $7,000 in purchases within 3 months
- 4X miles on eligible American Airlines purchases (fares, bags, in‑flight)
- 10X miles on hotels & car rentals booked through American Airlines
- 1X mile on all other spending
- Complimentary Admirals Club® membership for you + immediate family or up to two guests
- Free first checked bag for you and up to eight companions
- 25% back on in‑flight purchases as a statement credit
- TSA PreCheck®/Global Entry® credit up to $120 every four years
- No foreign transaction fees
- $595 annual fee
Designed for frequent flyers, this premium card transforms every trip into a suite of VIP privileges. Earn accelerated miles on flights, hotels and rentals while enjoying unlimited lounge access and priority boarding. Knock checked‑bag fees off your list and get rewarded for onboard purchases. Plus, breeze through security with your application fee reimbursed and travel with confidence thanks to comprehensive trip protections. Manage your account and view your rewards seamlessly in the Citi Mobile® app.
Terms apply. Welcome bonus, earning rates, credits and protections require qualifying purchases and enrollment where applicable. See issuer for full details.
Rewards
All Spending
1x
AAdvantage pts per dollar
American Airlines flights
4x
AAdvantage pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
30,000
AAdvantage/yr
Estimated Value
$300
After Fees
$-395
1st Year Value
$305
incl. welcome bonus
Breakdown
Annual benefits
- $500
- $100
- $120
- $180
- $120
Perks & Benefits
Airport lounge access
NEXUS membership
Included
Luggage credit
Included
AA Vacations credit
$500
Inflight & Admirals Club purchase credit
$100
Grubhub credit
$120
Lyft credit
$180
Avis / Budget credit
$120
Additional Benefits
Travel Insurance
Trip Cancellation
Up to $5,000
Trip Interruption
Up to $5,000
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+2 years
Auto Rental Collision
Up to $75,000 / 31 days
Fees and interest rates
- Annual Fee$695
Terms & Conditions
Card Features
- For a limited time, earn 100,000 American Airlines AAdvantage bonus miles after spending $10,000 within the first 3 months of account opening.
- Admirals Club membership for you and access for up to two guests or immediate family members traveling with you
- No Foreign Transaction Fees on purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Citibank. All trademarks are property of their respective owners.
