Citi® Diamond Preferred® credit card

Pros & Cons

Pros

+No annual fee

Cons

–No purchase protection

Our Review

Pay Down Balances with the Citi® Diamond Preferred® Card

0% intro APR on purchases for 12 months and on balance transfers for 21 months
No annual fee
Balance transfer fee: 5% of each transfer (minimum $5)
Flexible payment date: pick the monthly due date that fits your budget
Free FICO® Score access online
Recommended credit score: 690–850 (good to excellent)

Eliminate high-interest debt with one of the longest 0% APR offers on the market. The Citi Diamond Preferred® Card lets you enjoy over a year of interest-free purchases and nearly two years of balance transfers. Take advantage of Citi Entertainment® presale access for concerts and events, then manage your account effortlessly through the Citi Mobile® App. With no annual fee and a customizable payment schedule, you’ll pay off balances on your terms—without surprises.

Terms apply. Balance transfers must be completed within 4 months of account opening. Balance transfer fee: 5% of each transfer (min $5). After intro periods, variable APR of 17.24%–27.99% applies. See full terms for details.

Terms & Conditions

Card Features

0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 17.24% – 27.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO Score online.
With Citi Entertainment, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
No Annual Fee – our low intro rates and all the benefits don’t come with a yearly charge.