Pros & Cons

Pros

  • +Welcome Bonus: 25,000 points
  • +No foreign transaction fees
  • +No annual fee

Cons

  • No purchase protection

Our Review

Take Off with the Bank of America Travel Rewards Credit Card for Students

  • 25,000 bonus points after $1,000 in purchases within 90 days (redeemable as a $250 statement credit toward travel)
  • 1.5 points per $1 on all purchases—no categories to track
  • 3 points per $1 on travel booked through the Bank of America Travel Center
  • 0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post in first 60 days)
  • No annual fee and no foreign transaction fees
  • No proof of enrollment required—open to any student with good to excellent credit

Perfect for students who want simple, flexible travel rewards without extra costs or hoops to jump through. Earn elevated points on every dollar, build your travel stash with a big sign‑up bonus, and enjoy a long interest‑free window for textbooks, tech or living expenses. Redeem points for statement credits against flights, hotels, car rentals, baggage fees or dining—no blackout dates or restrictions.

Terms apply. Bonus points require $1,000 spend in first 90 days; intro APR applies to purchases and balance transfers completed within 60 days; ongoing APR 18.24%–28.24% variable; balance transfer fee 3% for first 60 days, then 4%; points worth 1¢ each toward travel or 0.6¢ for cash redemptions; see issuer for details.

Rewards

All Spending

1.5x

pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1.5x
$700/mo
Gas & EV1.5x
$200/mo
Transit1.5x
$100/mo
Restaurants1.5x
$300/mo
Pharmacy1.5x
$50/mo
Travel1.5x
$150/mo
Bills & recurring payments1.5x
$250/mo
Telecom1.5x
$150/mo
Entertainment & streaming1.5x
$100/mo
Office supplies1.5x
$0/mo
All other spending1.5x
$500/mo

Points Earned

45,000

pts/yr

Estimated Value

$450

After Fees

+$450

1st Year Value

$700

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1.5x1,800 pts
Restaurants$3,600/yr × 1.5x5,400 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1.5x2,700 pts
Bills & recurring payments$3,000/yr × 1.5x4,500 pts
Telecom$1,800/yr × 1.5x2,700 pts
Entertainment & streaming$1,200/yr × 1.5x1,800 pts
All other spending$6,000/yr × 1.5x9,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.5x
Total points earned45,000 pts
Value of points accumulated in the first year$450

Fees and interest rates

  • Annual Fee
    $0
  • Foreign currency conversion fee
    0%

Related cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of America. All trademarks are property of their respective owners.