Annual Fee
$0
Welcome offer
No current welcome offer
No time to apply right now?
Get this offer by email and pick up where you left off, whenever suits you.
Pros & Cons
Pros
- +No annual fee
Cons
- –No purchase protection
Additional Benefits
View your credit score anytime, anywhere in the mobile app or online banking — easy to enroll, easy to use, and free to U.S. Bank customers. Choose your payment due date. Zero fraud liability: you are not responsible for unauthorized transactions if your card is ever lost or stolen. Make contactless payments and use your Mobile Wallet; set up autopay to pay on time and avoid late fees. Your card limit is the same amount as your refundable security deposit ($300 to $5,000), held in a secured savings account with U.S. Bank, and U.S. Bank regularly reports your card status to the three major credit bureaus.
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