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Pros & Cons
Pros
- +Welcome Bonus: $200
- +No annual fee
Cons
- –No purchase protection
Our Review
Maximize Your Student Spending with the Bank of America Unlimited Cash Rewards® Credit Card for Students
- 2% cash back on every purchase during your first year
- Then earn 1.5% unlimited cash back on all purchases thereafter
- $200 online cash rewards bonus after you spend $1,000 in the first 90 days
- 0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post in first 60 days)
- No annual fee and no expiration on your rewards as long as your account remains open
Perfect for students juggling textbooks, dining and everyday expenses, this card delivers straightforward, high‑value cash back without the hassle of categories or caps. Enjoy a rich sign‑up bonus, a full year of elevated earnings and a long 0% APR period to cover unexpected costs or consolidate balances interest‑free. Redeem your rewards anytime as a statement credit, direct deposit or retail gift card—no minimums required—and watch your cash back build alongside your credit history.
Terms apply. Ongoing APR after intro period: 18.24%–28.24% variable. Balance transfer fee: 3% of each transfer if completed within first 60 days (then 4%). See issuer for complete details.
Rewards
All Spending
1.5x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
45,000
Cash Back/yr
Estimated Value
$450
After Fees
+$450
1st Year Value
$452
incl. welcome bonus
Breakdown
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