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Pros & Cons
Pros
- +No annual fee
Cons
- –No purchase protection
Our Review
Simplify Your Debt Payoff with the BankAmericard® Credit Card
- 0% intro APR on purchases and balance transfers for 18 billing cycles
- No annual fee
- 3% balance transfer fee for transfers made in the first 60 days, then 4%
- No penalty APR—late payments won’t trigger a higher rate
- Free FICO® Score access in online & mobile banking
- Contactless chip card for secure, convenient payments
If you’re looking to tackle high‑interest balances or finance a big purchase without accruing interest, this card gives you a long runway—year and a half—of 0% interest. With no annual fee and predictable fees on balance transfers, it’s built for focused debt reduction. You’ll also enjoy peace of mind from no penalty APR, plus free credit‑score monitoring and tap‑to‑pay convenience.
Terms apply. After intro APR ends, variable APR of 15.24%–25.24% applies. Balance transfer fee: 3% of each transfer (min $10) within first 60 days, then 4%. See issuer for full details.
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