BankAmericard®
on Bank of America's website
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Pros & Cons
Pros
- No annual fee
Cons
- No purchase protection
Our Review
Simplify Your Debt Payoff with the BankAmericard® Credit Card
- 0% intro APR on purchases and balance transfers for 18 billing cycles
- No annual fee
- 5% balance transfer fee on all balance transfers
- No penalty APR—late payments won’t trigger a higher rate
- Free FICO® Score access in online & mobile banking
- Contactless chip card for secure, convenient payments
If you’re looking to tackle high‑interest balances or finance a big purchase without accruing interest, this card gives you a long runway—year and a half—of 0% interest. With no annual fee and predictable fees on balance transfers, it’s built for focused debt reduction. You’ll also enjoy peace of mind from no penalty APR, plus free credit‑score monitoring and tap‑to‑pay convenience.
Terms apply. After intro APR ends, variable APR of 15.24%–25.24% applies. Balance transfer fee: 5% of each transaction. See issuer for full details.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of America. All trademarks are property of their respective owners.
