- Annual fee
- $550
- Welcome offerAfter $5,000 in 3 months
- 75,000 points
on Bank of America's website
- Features
- Issuer
- Bank of America
- Program
- —
- Fees and terms
- Annual Fee
- $550/yr
- Min. annual income
- —
- Interest rates
- Foreign transaction fee
- 0 %
- Rewards
- Rate
- Restaurants
- 2x
- Travel
- 2x
- Travel insurance
- Coverage
- Trip Cancellation
- $2,500
- Trip Interruption
- $2,500
- Delayed Baggage
- $500
- Lost Baggage
- $3,000
- Flight Delay
- $500
- Travel Accident
- $1,000,000
- Purchase protection
- Coverage
- Purchase Protection
- $10,000 · 90 days
- Extended Warranty
- +1 year
- Auto Rental Collision (primary)
- 15 days
Pros
- Welcome bonus of 75,000 points
- 2x at restaurants
Cons
- High annual fee ($550)
Unlock Ultra‑Premium Perks with the Bank of America® Premium Rewards® Elite Credit Card
- 75,000 bonus points after $5,000 in purchases within the first 90 days
- 2× points per $1 on travel and dining; 1.5× points per $1 on all other purchases
- Up to $300 in annual airline incidental statement credits (seat upgrades, baggage fees, lounge charges)
- Up to $150 in annual lifestyle credits for streaming services, rideshares, fitness memberships or food delivery
- Four complimentary Priority Pass Select memberships for you and authorized users
- No foreign transaction fees
- $550 annual fee
This card is engineered for the discerning traveler who demands both rewarding returns and white‑glove service. Earn accelerated points on every flight, hotel stay and dinner, then redeem them at a 20% bonus when booking through the Bank of America Travel Center. Offset your $550 fee with generous credits for airline incidentals and lifestyle expenses, plus enjoy unlimited lounge access worldwide. A dedicated concierge and premium travel protections round out a seamless luxury experience—everywhere you go.
Terms apply. Welcome bonus and credits require qualifying spend; see issuer for full details and enrollment requirements.













