Best Bank of America Credit Cards - October 2026

The Atmos Rewards Summit Visa Infinite targets frequent Alaska Airlines and Hawaiian Airlines travelers who can use its premium benefits. The $395 annual fee calls for comparing those benefits with planned travel rather than relying on their theoretical value. Alaska Airlines channel offer: earn 100,000 bonus points and a 25,000-point Global Companion Award after $6,000 in eligible purchases within the first 90 days of account opening. The companion award is a separate allowance for eligible travel for two, not 25,000 freely redeemable points added to your balance. The Bank of America offer can differ. The application button leads to the Alaska channel presented here.

The annual Global Companion Award covers up to 25,000 points under its terms; it is not a deposit of 25,000 unrestricted redeemable points. The eight Alaska Lounge passes are distributed as two per quarter, which can reduce their usefulness when travel is concentrated in one part of the year. Checked-bag and preferred-boarding benefits remain subject to paying for the ticket with the card.

Recurring-benefit source checked October 26, 2026 (Bank of America; its welcome offer may differ from the Alaska channel presented here): Issuer offer and terms. Amounts are in U.S. dollars.

The Atmos Rewards Ascent Visa Signature is intended for Alaska Airlines or Hawaiian Airlines travelers. Its $95 annual fee should be compared with benefits you will actually use; checked-bag and preferred-boarding benefits require paying for an eligible ticket with the card. Alaska Airlines channel offer: earn up to 80,000 bonus points, with 60,000 after $3,000 in eligible purchases and another 20,000 after $5,000 in total eligible purchases within the same first 90 days of account opening. The welcome $99 Companion Fare (plus taxes and fees from $23) requires $5,000 within those same 90 days. The $99 is a price to pay, not a cash credit. The Bank of America offer can differ. The application button leads to the Alaska channel presented here.

The annual $99 Companion Fare, plus taxes and fees starting at $23, requires $6,000 in purchases during the preceding anniversary year. It is neither a free ticket nor cash credit. The card is most relevant when you plan an eligible trip for two and can meet that spending requirement without unnecessary extra purchases.

Recurring-benefit source checked October 26, 2026 (Bank of America; its welcome offer may differ from the Alaska channel presented here): Issuer offer and terms. Amounts are in U.S. dollars.

The Atmos Rewards Visa Signature Business can suit businesses that use Alaska Airlines or Hawaiian Airlines for travel. It earns 3 points per dollar on eligible purchases with those airlines, 2 in selected business categories, and 1 on other purchases.

The stated cost combines a $70 annual company fee with $25 per card, so $70 alone is not the full cost with a card. The annual $99 Companion Fare, plus taxes and fees starting at $23, requires $6,000 in purchases during the anniversary year. Its value depends on eligible trips you actually plan to take, rather than treating the benefit as cash.

Source checked October 26, 2026: Issuer offer and terms. Amounts are in U.S. dollars.

Maximize Your Student Spending with the Bank of America Unlimited Cash Rewards^® Credit Card for Students

• 2% cash back on every purchase during your first year
• Then earn 1.5% unlimited cash back on all purchases thereafter
• $250 online cash rewards bonus after you spend $1,000 in the first 90 days
• 0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post in first 60 days)
• No annual fee and no expiration on your rewards as long as your account remains open

Perfect for students juggling textbooks, dining and everyday expenses, this card delivers straightforward, high‑value cash back without the hassle of categories or caps. Enjoy a rich sign‑up bonus, a full year of elevated earnings and a long 0% APR period to cover unexpected costs or consolidate balances interest‑free. Redeem your rewards anytime as a statement credit, direct deposit or retail gift card—no minimums required—and watch your cash back build alongside your credit history.

Terms apply. Ongoing APR after intro period: 17.74%–27.74% variable. Balance transfer fee: 3% of each transfer if completed within first 60 days (then 5%). See issuer for complete details.

Unlock Simple, Unlimited Rewards with the Bank of America Unlimited Cash Rewards Credit Card

• 1.5% unlimited cash back on every purchase; enjoy 2% back during your first year
• Up to 2.625% back when you join Preferred Rewards^® and reach top tiers
• $250 cash rewards bonus (limited-time online offer) after spending $1,000 in the first 90 days
• 0% intro APR on purchases and balance transfers for 15 billing cycles; competitive rates thereafter
• Flexible redemptions as statement credits or deposits into Bank of America^® and Merrill^® accounts
• Visa Signature benefits including extended warranty and travel & emergency assistance
• No annual fee

Whether you’re covering everyday expenses or larger investments, this card delivers straightforward rewards and powerful digital tools. With contactless payments, real‑time fraud monitoring and seamless integration with your banking, you’ll enjoy a smarter way to earn. Take advantage of elevated rates in your first year and even more when you climb the Preferred Rewards^® tiers—ideal for busy spenders who value simplicity and maximum return.

Terms apply. Enrollment in Preferred Rewards^® required for elevated rates. 0% APR offer applies to purchases and balance transfers made within the first 60 days. Balance transfer and foreign transaction fees may apply. See full terms for details.

Maximize Your Cash Back with the Bank of America Customized Cash Rewards Credit Card

• 6% cash back during the first year in the category you choose and 2% cash back at grocery stores and wholesale clubs, under one shared $2,500 calendar-quarter limit; 3%/2% thereafter
• 1% unlimited cash back on all other purchases
• $200 online bonus after $1,000 in purchases within 90 days of account opening
• 0% intro APR on purchases and balance transfers for 15 billing cycles
• Up to 75% more cash back through BofA Rewards^™
• No annual fee

Switch your bonus category each month—choose from gas & EV charging, online shopping, dining, travel, drugstores or home improvement—and enjoy simple, no-minimum redemptions as statement credits. With contactless chip-and-tap security and Bank of America’s intuitive mobile app, this card is ideal for anyone who wants flexible rewards and powerful digital tools.

Terms apply. Bonus categories capped at $2,500 per quarter before reverting to 1%. 3% foreign transaction fee and balance transfer fees apply. See full terms for details.

Elevate Your Student Spending with the Bank of America Customized Cash Rewards for Students Card

• 6% cash back in a category you choose each month for your first year (3% thereafter) on up to $2,500 combined quarterly spend—choose from gas & EV charging, online shopping, dining, travel, drugstores or home improvement
• 2% cash back at grocery stores and wholesale clubs, sharing the same $2,500 combined quarterly purchase cap with your choice category; 1% thereafter
• 1% cash back on all other purchases
• $200 online bonus after you spend $1,000 in the first 90 days
• 0% intro APR on purchases for the first 15 billing cycles and on eligible balance transfers made within 60 days of account opening
• No annual fee

Designed for students with good to excellent credit, this card lets you maximize rewards on the purchases that matter most—whether you’re fueling up, ordering textbooks online or grabbing groceries for your dorm. Change your bonus category each month to match your plans, redeem any amount of cash back immediately, and take advantage of an extended no‑interest period for larger expenses.

Terms apply. The choice category and grocery/wholesale categories share a $2,500 quarterly purchase cap, then earn 1%. Balance transfer fee: 3% during the first 60 days, then 5%. After the 15-billing-cycle intro period, the variable APR is 17.74%–27.74%. Foreign transaction fee: 3%. Check the issuer’s current terms.

Manage Your Student Finances with the BankAmericard^® Credit Card for Students

• 0% intro APR for 21 billing cycles on purchases and balance transfers made in the first 60 days
• No annual fee
• No rewards program—focus on interest savings, not tracking points
• Variable APR of 15.24%–26.24% after the intro period
• Build credit with responsible use and on‑time payments

The introductory 0% APR lasts 21 billing cycles from account opening on purchases and on balance transfers made within the first 60 days. A 5% fee applies to every balance transfer. Compare that fee with the interest you expect to save and plan to repay the balance before the introductory period ends.

The card has no annual fee or rewards program. After the introductory period, a variable APR of 15.24%–26.24% applies. Check the current pricing before using the card abroad or carrying a balance.

Simplify Your Debt Payoff with the BankAmericard^® Credit Card

• 0% intro APR for the first 21 billing cycles on purchases and on balance transfers made within 60 days of account opening
• No annual fee
• 5% balance transfer fee on all balance transfers
• No penalty APR—late payments won’t trigger a higher rate
• Free FICO^® Score access in online & mobile banking
• Contactless chip card for secure, convenient payments

The introductory 0% APR lasts 21 billing cycles on purchases and on balance transfers made within 60 days of account opening. A 5% fee applies to all balance transfers. Compare that fee and the amount you can repay during the promotional period before transferring a balance.

Terms apply. After intro APR ends, variable APR of 15.24%–26.24% applies. Balance transfer fee: 5% of each transaction. See issuer for full details.