Best Mastercard Credit Cards in the US - October 2026

The Chase Air Canada Aeroplan® Credit Card carries a $195 annual fee and comes with automatic Aeroplan 25K status, including Priority Check-In, Priority Boarding (Zone 2), an additional baggage allowance, Star Alliance recognition and eUpgrade credits.

New cardmembers can earn up to 115,000 bonus points: 75,000 bonus points after spending $4,000 on purchases in the first 3 months, plus 40,000 bonus points after spending $20,000 on purchases in the first 12 months. The bonus is not available to current cardmembers, or to previous cardmembers who received a new cardmember bonus for this card within the last 24 months.

Earn up to 5X total points for each dollar spent on Air Canada, 3X points on travel purchases, 2X points at grocery stores, on dining at restaurants and at gas stations (3X at grocery stores and on dining through December 31, 2026), and 1X point on all other purchases. You also receive up to $100 in Air Canada statement credits each year, free first checked bags on Air Canada flights, and save 15% on eligible Air Canada flight redemptions as a cardmember.

Maximize Your Stays with the IHG One Rewards Credit Card

• 125,000 bonus points (launch offer) after spending $2,000 within the first 3 months, plus 10,000 points when you add an authorized user within the first 3 months
• Up to 17x points per $1 on IHG hotel stays
• 3x points on monthly bills, gas and restaurants
• 2x points on all other purchases
• No annual fee and no foreign transaction fees
• 4th night free on award stays of 4 or more consecutive nights

Whether you’re planning a weekend escape or a cross‑country journey, this card delivers plentiful points on every stay and everyday spend. Use your bonus points for multi‑night stays at top IHG brands—InterContinental, Crowne Plaza, Kimpton, Holiday Inn and more—while enjoying the freedom of zero fees. Manage your rewards seamlessly in the Chase app, and enjoy automatic IHG One Rewards enrollment, intuitive digital tools and 24/7 customer support.

Terms apply. Welcome bonus requires minimum spend. Points values and earning rates vary by hotel brand. See full terms for details.

Unlock Elite Perks with the Citi^® / AAdvantage^® Executive World Legend Mastercard^®

• 125,000 bonus miles (limited time) after $15,000 in purchases within 5 months
• 4X miles on eligible American Airlines purchases (fares, bags, in‑flight)
• 12X miles on hotels & car rentals booked through American Airlines
• 1X mile on all other spending
• Complimentary Admirals Club^® membership for you + immediate family or up to two guests
• Free first checked bag for you and up to eight companions
• 25% back on in‑flight purchases as a statement credit
• TSA PreCheck^®/Global Entry^® credit up to $120 every four years
• No foreign transaction fees
• $695 annual fee

Designed for frequent flyers, this premium card transforms every trip into a suite of VIP privileges. Earn accelerated miles on flights, hotels and rentals while enjoying unlimited lounge access and priority boarding. Knock checked‑bag fees off your list and get rewarded for onboard purchases. Plus, breeze through security with your application fee reimbursed and travel with confidence thanks to comprehensive trip protections. Manage your account and view your rewards seamlessly in the Citi Mobile^® app.

Terms apply. Welcome bonus, earning rates, credits and protections require qualifying purchases and enrollment where applicable. See issuer for full details.

Unlock Premier American Airlines Benefits with the Citi^® AAdvantage^® Platinum Select^® World Elite Mastercard^®

• 80,000 bonus miles after you spend $3,500 in the first 4 months
• 2X AAdvantage^® miles per $1 on American Airlines purchases, dining and gas
• 1X mile per $1 on all other spending
• First checked bag free for you and up to four companions on domestic AA flights
• Preferred boarding on American Airlines flights
• 25% savings on in‑flight food and beverages
• No foreign transaction fees
• $99 annual fee (waived first year)

Whether you’re a frequent flyer or planning occasional getaways, this card accelerates your AAdvantage^® earnings on every swipe and trims travel costs with free bags and priority boarding. Enjoy a generous sign‑up bonus to boost your mileage balance, plus ongoing benefits that make every American Airlines trip smoother. Manage your miles and perks seamlessly in the Citi Mobile^® app and start unlocking premium AA advantages today.

Annual fee $99 (waived first year). Foreign transaction fee: 3%. See issuer for full terms and details.

Unlock Ultra‑Premium Rewards with the Citi Strata Elite℠ Card

• 75,000 bonus points after $6,000 in purchases within your first 3 months
• 12× points on hotels, car rentals & attractions booked through CitiTravel.com
• 6× points on airfare booked through CitiTravel.com
• 6× points on weekend dining (Friday & Saturday from 6 PM–6 AM ET)
• 3× points on restaurants any other time
• 1.5× points on all other purchases
• Up to $300 annual hotel credit on two‑night bookings via CitiTravel.com
• Up to $200 annual Splurge Credit℠ (choose two brands: 1stDibs, AA, Best Buy, personal training, Live Nation)
• Up to $200 Blacklane^® chauffeur credit per year
• Priority Pass^™ Select lounge access plus four Admirals Club^® passes
• Up to $120 Global Entry/TSA PreCheck^® credit every four years
• No foreign transaction fees

Designed for discerning travelers, the Strata Elite℠ Card turbocharges your points on every journey and gourmet meal, then offsets its $595 fee with generous annual credits and premium lounge benefits. Redeem ThankYou^® Points for flights, hotels, gift cards or transfers to top airline and hotel partners—your next luxury experience is just a swipe away.

Terms apply. Bonus points, credits and benefits require qualifying spend and enrollment. See issuer for details.