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Pros & Cons
Pros
- +Welcome Bonus: $200
- +Up to 3x on groceries
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.7%)
Our Review
Enjoy everyday 3% cash back across your top spending categories with the Blue Cash Everyday® Card from American Express
- 3% cash back at U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases (up to $6,000 per year per category, then 1%)
- 1% cash back on all other purchases
- $200 statement credit after $2,000 in purchases within the first 6 months
- 0% intro APR on purchases and balance transfers for 15 months
- No annual fee
- Monthly credits: $15 for Home Chef and $7 for The Disney Bundle
Whether you’re feeding the family, fueling up or shopping online, this card turns everyday spending into cash-back rewards—no annual fee required. With a generous welcome credit, extended 0% APR period and handy monthly statement credits, the Blue Cash Everyday Card helps you save on essentials and subscriptions while earning bonus cash back where it matters most.
Terms apply. Cash-back caps, balance transfer and foreign transaction fees apply. See American Express for full details.
Rewards
All Spending
1x
Cash Back pts per dollar
Groceries
3x
Cash Back pts per dollar
Gas
3x
Cash Back pts per dollar
Online purchases
3x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
51,600
Cash Back/yr
Estimated Value
$516
After Fees
+$516
1st Year Value
$518
incl. welcome bonus
Breakdown
Additional Benefits
Purchase Protection
Purchase Protection
Up to $1,000 / 90 days
Auto Rental Collision (secondary)
Up to $50,000 / 30 days
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee2.7%
Terms & Conditions
Card Features
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 20.24% to 29.24% variable APR.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday Card. Enrollment required.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.