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Pros & Cons
Pros
- +Welcome Bonus: 150,000 points
- +Up to 7x at restaurants
- +Purchase protection included
Cons
- –High annual fee ($550/yr)
- –No lounge access
Our Review
Unlock Luxury Stays & Exclusive Perks with the Hilton Honors Aspire Card
- 175,000 Bonus Hilton Honors Points when you spend $6,000 in purchases within the first 6 months of card membership
- 14X points per $1 on Hilton stays
- 7X points per $1 on flights booked directly with airlines or through AmexTravel.com, car rentals and U.S. restaurants
- 3X points per $1 on all other eligible purchases
- $450 Hilton resort credit annually (up to $150 per stay)
- $250 airline fee credit per calendar year for incidental charges
- $100 Digital Entertainment credit each year for eligible services
- Automatic Hilton Honors Diamond status for room upgrades, free breakfast and premium Wi‑Fi
- Complimentary Priority Pass™ Select membership with unlimited lounge visits
- Free weekend night reward each year after renewal
- No foreign transaction fees
This card is ideal for travelers who demand top-tier benefits at every stay. Earn accelerated points on all your Hilton bookings and everyday spending, then redeem them for free nights or premium experiences. Your annual credits offset the fee and elevate resort and airline travel, while Diamond status ensures comfort from check‑in to checkout. Manage your rewards effortlessly with the Amex app and enjoy seamless access to lounges worldwide.
Terms apply. Credits require enrollment and eligible purchases. See issuer for complete details.
Rewards
All Spending
3x
Hilton Honors pts per dollar
Restaurants
7x
Hilton Honors pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
104,400
Hilton Honors/yr
Estimated Value
$1,044
After Fees
+$494
1st Year Value
$1,994
incl. welcome bonus
Breakdown
Perks & Benefits
Wi-Fi access
Included
Travel Credits
Included
Additional Benefits
Travel Insurance
Trip Cancellation
Up to $10,000
Trip Interruption
Up to $10,000
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (secondary)
Up to $75,000 / 30 days
Fees and interest rates
- Annual Fee$550
- Foreign currency conversion fee0%
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.
