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Pros & Cons
Pros
- +Welcome Bonus: 15,000 points
- +Up to 3x on groceries
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.7%)
Our Review
No Longer Accepting Applications
Rewards
All Spending
1x
American Express Membership Rewards pts per dollar
Groceries
3x
American Express Membership Rewards pts per dollar
Gas
2x
American Express Membership Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
49,200
American Express Membership Rewards/yr
Estimated Value
$492
After Fees
+$397
1st Year Value
$547
incl. welcome bonus
Breakdown
Additional Benefits
Purchase Protection
Purchase Protection
Up to $1,000 / 90 days
Extended Warranty
+1 years
Auto Rental Collision (secondary)
Up to $50,000 / 30 days
Fees and interest rates
- Annual Fee$95
- Foreign currency conversion fee2.7%
Terms & Conditions
Card Features
No Longer Accepting Applications
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.
