Pros & Cons

Pros

  • +Welcome Bonus: 65,000 miles

Cons

  • No purchase protection

Our Review

Maximize Business Travel with the Citi® / AAdvantage® Business Credit Card

Limited-Time Offer: Earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening!

The Citi® / AAdvantage® Business Credit Card is designed for businesses that want to maximize travel rewards and reduce travel costs. With this business-focused card, you’ll enjoy:

  • First checked bag free on domestic American Airlines itineraries
  • 25% savings on American Airlines inflight Wi-Fi
  • Preferred boarding on American Airlines flights
  • No foreign transaction fees for international business

Business cardholders earn valuable AAdvantage® miles with every purchase:

  • 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
  • 2 AAdvantage® miles per $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations
  • 1 AAdvantage® mile per $1 spent on all other purchases
  • 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

Perfect for businesses that frequently travel on American Airlines or need to manage travel expenses efficiently, this card helps reduce your bottom line while earning valuable rewards toward future flights.

Apply now to secure this limited-time business offer!

Rewards

All Spending

1x

AAdvantage pts per dollar

Gas

2x

AAdvantage pts per dollar

Telecom

2x

AAdvantage pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV2x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom2x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

34,200

AAdvantage/yr

Estimated Value

$342

After Fees

+$243

1st Year Value

$893

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 2x3,600 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.14x
Total points earned34,200 pts
Value of points accumulated in the first year$342

Perks & Benefits

Priority Boarding

Included

Luggage credit

Included

Additional Benefits

25% savings on inflight food, beverages and Wi-Fi purchases when you use your card on American Airlines flights. Earn an American Airlines Companion Certificate for qualifying domestic travel after you spend $30,000 in purchases each cardmembership year, redeemable for $99 plus taxes and fees. Preferred boarding on American Airlines flights: you and up to 4 companions in the same reservation will board in Group 5. No blackout dates when booking with miles. No foreign transaction fees for purchases. First checked bag free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation.

Fees and interest rates

  • Annual Fee
    $99

Terms & Conditions

Card Features

  • Designed for businesses
  • For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • No Foreign Transaction Fees

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