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Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
CitibankAAdvantage1st year free
Apply Now

on Citibank's website

Annual Fee
$0$99
1st year free
Our valuation
$99
Milesopedia first-year estimateFirst-year valueAnnual fee rebated$99Total$99Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
80,000 miles
After $3,500 in 4 months

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Pros & Cons

Pros

  • +1st year free ($99 annual fee rebated)
  • +Welcome Bonus: 80,000 miles

Cons

  • –No purchase protection

Our Review

Unlock Premier American Airlines Benefits with the Citi® AAdvantage® Platinum Select® World Elite Mastercard®

  • 80,000 bonus miles after you spend $3,500 in the first 4 months
  • 2X AAdvantage® miles per $1 on American Airlines purchases, dining and gas
  • 1X mile per $1 on all other spending
  • First checked bag free for you and up to four companions on domestic AA flights
  • Preferred boarding on American Airlines flights
  • 25% savings on in‑flight food and beverages
  • No foreign transaction fees
  • $99 annual fee (waived first year)

Whether you’re a frequent flyer or planning occasional getaways, this card accelerates your AAdvantage® earnings on every swipe and trims travel costs with free bags and priority boarding. Enjoy a generous sign‑up bonus to boost your mileage balance, plus ongoing benefits that make every American Airlines trip smoother. Manage your miles and perks seamlessly in the Citi Mobile® app and start unlocking premium AA advantages today.

Annual fee $99 (waived first year). Foreign transaction fee: 3%. See issuer for full terms and details.

Rewards

All Spending

1x

AAdvantage pts per dollar

Gas

2x

AAdvantage pts per dollar

Restaurants

2x

AAdvantage pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries1x
$700/mo
Gas & EV2x
$200/mo
Transit1x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

36,000

AAdvantage/yr

Estimated Value

$360

After Fees

+$360

1st Year Value

$1,160

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.2x
Total points earned36,000 pts
Value of points accumulated in the first year≈ $360

First-year advantages

  • $99
Total first-year advantages$99

Perks & Benefits

Priority Boarding

Included

Luggage credit

Included

Additional Benefits

25% savings on inflight food and beverage purchases. Enjoy preferred boarding on American Airlines flights for you and up to 4 companions traveling with you on the same reservation. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard does not provide lounge access. No foreign transaction fees. Your first checked bag is free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation.

Fees and interest rates

  • Annual Fee

    1st year free

    $99

Terms & Conditions

Card Features

  • Earn 80,000 American Airlines AAdvantage bonus miles after spending $3,500 in purchases within the first 4 months of account opening.
  • Earn 2 AAdvantage miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights

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