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Pros & Cons
Pros
- +No annual fee
Cons
- –No purchase protection
Our Review
Jumpstart Your Credit Journey with the Discover it® Student Chrome Card
- 2% cash back at gas stations & restaurants (up to $1,000 in combined purchases per quarter)
- 1% cash back on all other purchases
- Cashback Match™: Discover automatically doubles all the cash back you’ve earned at the end of your first year
- 0% intro APR on purchases for 6 months; 10.99% intro APR on balance transfers for 6 months
- $0 annual fee & no foreign transaction fees
- Build credit—reports to all three major bureaus and waives your first late fee
Perfect for students, this card pairs straightforward rewards with flexible financing and credit-building tools. Earn bonus cash back where you spend most, enjoy an interest-free window for big purchases, and watch your rewards double after year one. With Discover’s mobile app, seamless redemption and no hidden fees, the Student Chrome makes managing your money simple and rewarding.
Terms apply. Bonus match credited automatically; see Discover for complete details.
Rewards
All Spending
1x
Cash Back pts per dollar
Gas
2x
Cash Back pts per dollar
Restaurants
2x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
36,000
Cash Back/yr
Estimated Value
$360
After Fees
+$360
1st Year Value
$360
incl. welcome bonus
Breakdown
Terms & Conditions
Card Features
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
- Redeem your rewards for cash at any time.
- No credit score required to apply.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% – 26.24% applies.
- Terms and conditions apply.
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