Pros & Cons

Pros

  • +No annual fee

Cons

  • No purchase protection

Our Review

Transform Every Dollar into Travel Gold with the Discover it® Miles Card

  • 1.5x Miles on every purchase—no caps, no categories
  • Unlimited Mile-for-Mile Match at year-end—double what you’ve earned
  • No annual fee and no foreign transaction fees
  • Redeem any amount for travel statement credits or cash back at 1¢ per Mile
  • Miles never expire and require no minimum balance to redeem

Whether you’re booking flights, filling up at the pump or covering everyday essentials, the Discover it® Miles card makes every spend count. Earn unlimited rewards on all purchases, then watch your first-year miles automatically double with Discover’s exclusive match offer. Manage your card, freeze it instantly if misplaced and track your free FICO® Score—all within Discover’s user-friendly app with 24/7 customer care. Ideal for travelers and rewards enthusiasts who crave simplicity, flexibility and maximum value without hidden fees.

Terms apply. See Discover.com for membership agreement and complete details.

Rewards

All Spending

1.5x

pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1.5x
$700/mo
Gas & EV1.5x
$200/mo
Transit1.5x
$100/mo
Restaurants1.5x
$300/mo
Pharmacy1.5x
$50/mo
Travel1.5x
$150/mo
Bills & recurring payments1.5x
$250/mo
Telecom1.5x
$150/mo
Entertainment & streaming1.5x
$100/mo
Office supplies1.5x
$0/mo
All other spending1.5x
$500/mo

Points Earned

45,000

pts/yr

Estimated Value

$450

After Fees

+$450

1st Year Value

$450

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1.5x1,800 pts
Restaurants$3,600/yr × 1.5x5,400 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1.5x2,700 pts
Bills & recurring payments$3,000/yr × 1.5x4,500 pts
Telecom$1,800/yr × 1.5x2,700 pts
Entertainment & streaming$1,200/yr × 1.5x1,800 pts
All other spending$6,000/yr × 1.5x9,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.5x
Total points earned45,000 pts
Value of points accumulated in the first year$450

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Discover. All trademarks are property of their respective owners.