IHG One Rewards Premier Select Credit Card
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Pros & Cons
Pros
- Welcome Bonus: 200,000 points
- Up to 12x at IHG hotels
- No foreign transaction fees
Cons
- High annual fee ($350/yr)
- No lounge access
- No purchase protection
Our Review
The top tier of Chase's IHG lineup
Launched in October 2026, the IHG One Rewards Premier Select Credit Card carries a $350 annual fee and a welcome offer of 200,000 bonus points after spending $5,000 in the first 3 months, plus 10,000 points when you add an authorized user.
It earns 12 points per $1 at IHG Hotels & Resorts (up to 28 points per $1 in total), 6 points per $1 on dining and other travel, and 3 points per $1 everywhere else.
- Automatic Platinum Elite status and 20 Elite Night Credits a year
- Anniversary Free Night worth up to 60,000 points, and a second one after $40,000 in annual spend
- Up to $75 a quarter in IHG Food & Beverage Rewards and a $200 airline credit
Terms from the issuer's page, read on October 20, 2026.
Rewards
All Spending
3x
IHG Rewards pts per dollar
IHG hotels
12x
IHG Rewards pts per dollar
Restaurants
6x
IHG Rewards pts per dollar
Travel
6x
IHG Rewards pts per dollar
Transit
6x
IHG Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
109,800
IHG Rewards/yr
Estimated Value
$1,098
After Fees
+$748
1st Year Value
$2,748
incl. welcome bonus
Breakdown
Perks & Benefits
NEXUS Credit
$120
Additional Benefits
- Automatic IHG One Rewards Platinum Elite status and 20 Elite Night Credits each year; Diamond Elite status after $25,000 in purchases in a calendar year.
- Anniversary Free Night each year with a redemption cap of 60,000 points, plus a second Free Night after $40,000 in purchases in a calendar year.
- Up to $75 each calendar quarter in IHG Food & Beverage Rewards.
- $200 statement credit each year after at least $250 in airline ticket purchases.
- Up to $120 statement credit for Global Entry, TSA PreCheck or NEXUS.
- No foreign transaction fees.
Fees and interest rates
- Annual Fee$350
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Welcome offer: earn 200,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening, plus 10,000 bonus points after you add an authorized user in the first 3 months.
- Earn 12 points per $1 at IHG Hotels & Resorts (up to 28 total points per $1 with your IHG One Rewards member and elite earnings).
- Earn 6 points per $1 on dining and other travel, including rideshare. Earn 3 points per $1 on all other purchases.
- Anniversary Free Night each year (redemption cap of 60,000 points), plus a second Free Night after $40,000 in purchases in a calendar year.
- Automatic Platinum Elite status and 20 Elite Night Credits each year; Diamond Elite status after $25,000 in purchases in a calendar year.
- Up to $75 each quarter in IHG Food & Beverage Rewards, a $200 statement credit after $250 on airline tickets each year, and up to $120 for Global Entry, TSA PreCheck® or NEXUS.
- $350 annual fee. No foreign transaction fees.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.
