Ink Business Preferred® Credit Card
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Pros & Cons
Pros
- Welcome Bonus: 100,000 points
- Up to 3x on travel
- Purchase protection included
Cons
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Our Review
Maximize Business Travel Rewards with the Chase Ink Business Preferred® Credit Card
- 100,000 bonus points after spending $8,000 in the first 3 months
- 3X points per $1 on the first $150,000 spent on travel and select business categories annually
- 1X point per $1 on all other purchases
- 1:1 transfers to leading airline and hotel loyalty programs
- Primary rental car coverage and trip cancellation/interruption protection
- $95 annual fee
- No foreign transaction fees
Reward everyday business spend—from shipping and advertising to telecom and travel—with elevated earning rates and seamless redemptions. Combine points across your Chase portfolio, redeem them for 1.25¢ each toward travel booked through Chase Travel℠, or transfer them to more than a dozen top loyalty partners. Stay in control with an intuitive dashboard, real‑time alerts and powerful digital tools built for busy entrepreneurs.
Terms apply. Bonus points require $8,000 spend in 3 months. Rewards cap at 150,000 bonus-category points per anniversary year. See issuer for full details.
Rewards
All Spending
1x
Chase Ultimate Rewards pts per dollar
Travel
3x
Chase Ultimate Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
33,600
Chase Ultimate Rewards/yr
Estimated Value
$336
After Fees
+$241
1st Year Value
$1,241
incl. welcome bonus
Breakdown
Additional Benefits
- 5x total points on Lyft rides through 09/30/2027.
- Complimentary DashPass membership for a minimum of one year when you activate by December 31, 2027, with $0 delivery fees and reduced service fees on eligible orders.
- Redeem cash back as a statement credit against your balance or as a direct deposit to most U.S. checking and savings accounts, with no minimum to redeem.
Travel Insurance
Trip Cancellation
Up to $5,000
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $10,000 / 120 days
Extended Warranty
+1 years
Mobile Device
Up to $1,000
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$95
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Earn 5x total points on Lyft rides through 9/30/27.
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
- Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Receive complimentary access to DashPass by DoorDash.
- Member FDIC
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.
