Princess Cruises® Rewards Visa® Card

Pros & Cons

Pros

+Welcome Bonus: 20,000 points
+No foreign transaction fees
+No annual fee

Cons

–No purchase protection

Our Review

Set Sail with the Princess Cruises Rewards Visa® Card

$0 annual fee
20,000 bonus points after $500 in purchases within 90 days (worth $200 in onboard credit)
2× points per $1 on Princess Cruises purchases
1× point per $1 on all other purchases
0% intro APR on balance transfers for 15 billing cycles; 5% transfer fee (min $5)
No foreign transaction fees
Redeem points for onboard credit, gift cards, statement credits on select cruise and airfare purchases
Travel protections: accident insurance, trip cancellation/interruption, baggage delay reimbursement and more

Perfect for cruise enthusiasts, this card rewards every voyage with valuable points you can use toward onboard perks and beyond. Enjoy a rich sign‑up bonus, earn elevated points on your cruise spend, and take advantage of flexible redemption options across multiple cruise brands. Plus, with comprehensive travel coverages, you’ll travel with confidence both at sea and ashore.

Terms apply. See issuer for complete details.

Rewards

All Spending

1x

Princess Rewards pts per dollar

Princess cruises

2x

Princess Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1x

$700/mo

Gas & EV1x

$200/mo

Transit1x

$100/mo

Restaurants1x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies1x

$0/mo

All other spending1x

$500/mo

Points Earned

30,000

Princess Rewards/yr

Estimated Value

$300

After Fees

+$300

1st Year Value

$500

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1x

Total points earned30,000 pts

Value of points accumulated in the first year≈ $300

Perks & Benefits

Concierge

24/7

Additional Benefits

No foreign transaction fees on purchases made while traveling abroad. $0 Fraud Liability protection means you're not responsible for charges you did not authorize. Free online access to your FICO Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed. Visa Signature Concierge Service is available 24 hours a day and provides personal assistance via telephone, including recommendations and reservations. Travel Coverages provide eligibility for Travel Accident Insurance, Trip Cancellation and Trip Interruption coverage, Baggage Delay Reimbursement, Travel Emergency Services, and Auto Rental Collision Damage Waiver.